12245 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12245 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 593 sqft · built 1918
Lot Size	0.079 acres (3,444 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$3,433 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-125-011`

Property Details

APN / Parcel Number

Primary APN	`25-28-125-011`
Alternative APN	`25-28-125-011-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	593 sqft Living Area
1st Floor Area	593 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,444 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12245 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(WEST)(PULLMAN) IN WH OF NE & NW NH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	WEST PULLMAN
Legal Block	38
Legal Lot Number	30,31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2020
Census Tract	530501

Owner

12245 S Emerald Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Cook County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12245 S EMERALD AVE, CHICAGO, IL 60628-6423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Feb 17, 2022	Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Oct 26, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Feb 17, 2022 · Amount on File
Deed Document Number	202212386
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 7, 2022
Property Address	12245 S EMERALD AVE, CHICAGO, IL 60628-6423
Document Number	0025012386
Instrument Date	Aug 31, 2022
Instrument	2225012386
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12245 S EMERALD AVE, CHICAGO, IL 60628-6423

Mortgage

Document Number	0025012387
Date	Sep 7, 2022
Instrument	2225012387

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 17, 2022
Property Address	12245 S EMERALD AVE, CHICAGO, IL 60628-6423
Document Number	0004839064
Instrument Date	Dec 7, 2021
Instrument	2204839064
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$62.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 N LAKE SHORE DR APT 2420, 2420, CHICAGO, IL 60613-4677

Mortgage

Document Number	0004839065
Date	Feb 17, 2022
Instrument	2204839065

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	COOK IL
Recording Date	Oct 26, 2021
Property Address	12245 S EMERALD AVE, CHICAGO, IL 60628-6423
Document Number	0029915034
Instrument Date	Oct 7, 2021
Instrument	2129915034
Transaction Type	Foreclosure
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 REMINGTON RD STE E, E, SCHAUMBURG, IL 60173-4844
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 Land $2,066 Building $18,934	$210,000 Land $20,660 Building $189,340
2024	$3,433.00 (+550.19%)
2023	$528.00 (+2.52%)
2022	$515.00 (+2.39%)	$2,498 (-) Land $1,339 Building $1,159	$24,980 (-) Land $13,390 Building $11,590
2021	$503.00	$2,498 Land $1,339 Building $1,159	$24,980 Land $13,390 Building $11,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12245 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12245 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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