12245 Oregon Wagon Trl, Elbert, CO 80106 Property Records

El Paso County property record for 12245 Oregon Wagon Trl, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,846 sqft · built 2004
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Jun 2005)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42170-04-033`

Property Details

APN / Parcel Number

Primary APN	`42170-04-033`
Alternative APNs	`R4217004033` `4217004012`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,846 sqft Living Area
Gross Area	4,903 sqft
1st Floor Area	2,007 sqft
Basement Area	2,007 sqft
Finished Basement	1,839 sqft
Unfinished Basement	168 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,207 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	774 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Slab
Porch Area	115 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R4217004033
Old Parcel Number	4217004012
Street Address	12245 OREGON WAGON TRL
City	ELBERT
State	CO
Zip	80106-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2.5
Legal Description	LOT 73 THE TRAILS FIL NO 2-B
Legal Subdivision	THE TRAILS FIL NO 2B
Legal Lot Number	73
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2019
Census Tract	3914

Owner

12245 Oregon Wagon Trl is owned and occupied by two individuals who bought it in June 2005.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12245 OREGON WAGON TRL, ELBERT, CO 80106-9130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2005 · Amount on File
Deed Sale	Jun 15, 2005 · Amount on File
Prior Sale	Nov 10, 2004 · Amount on File
Deed Document Number	200589668
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12245 OREGON WAGON TRL, ELBERT, CO 80106-9130
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016488
Date	Feb 5, 2020
Instrument	220016488

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12245 Oregon Wagon Trl was $4,066, up 3.3% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,400 (-)	$842,505 (-)
2025	$4,066.00 (+3.25%)	$59,400 (+0.88%) Land $11,210 Building $48,190	$842,505 Land $158,950 Building $683,555
2024	$3,938.00 (+3.06%)	$58,880 (-) Land $8,340 Building $50,540
2023	$3,821.00 (+20.65%)	$58,880 (+29.07%) Land $8,340 Building $50,540	$878,852 (+33.88%) Land $124,500 Building $754,352
2022	$3,167.00	$45,620 Land $6,410 Building $39,210	$656,449 Land $92,300 Building $564,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12245 Oregon Wagon Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12245 Oregon Wagon Trl is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
StratusIQ Fiber	10,000 / 10,000
Conexon Connect Fiber	2,000 / 2,000
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20