12244 Rockcrest Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12244 Rockcrest Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1958
Lot Size	0.336 acres (14,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,000 (Feb 2020)
Tax Bill	$7,687 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-340-51-00`

Property Details

APN / Parcel Number

Primary APN	`394-340-51-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,715 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Lot Area	14,650 sqft (0.336 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12244 ROCKCREST RD
City	LAKESIDE
State	CA
Zip	92040-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM01348
Legal Subdivision	LAKESIDE HEIGHTS
Legal Tract	1348
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	16705

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 4, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 5, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Nov 5, 2019	Grant Deed, Transfer QUANTA FIN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202058234
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Document Number	0000212186
Instrument Date	Jul 20, 2026
Instrument	2026212186
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512

Mortgage

Document Number	0000212186,
Date	Jul 24, 2026
Instrument	2026212186

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512

Mortgage

Document Number	0000535195
Date	Jul 28, 2021
Instrument	2021-0535195

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2020
Property Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Document Number	0000058234
Map Reference	MAP 751
Instrument Date	Jan 14, 2020
Instrument	2020-0058234
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512

Mortgage

Document Number	0000058235
Date	Feb 4, 2020
Instrument	2020-0058235

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Document Number	0000505763
Instrument Date	Oct 16, 2019
Instrument	505763
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MILTON RD PENSACOLA FL 325072334, PENSACOLA, FL 32507-2334

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	12244 ROCKCREST RD, LAKESIDE, CA 92040-4512
Document Number	0000505764
Instrument Date	Oct 16, 2019
Instrument	505764
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5959 MISSION GORGE RD #206 SAN DIEGO CA 921204019, 206, SAN DIEGO, CA 92120-4019
Investor	Possibly a Property Investor

Mortgage

Document Number	505765
Date	Nov 5, 2019
Instrument	505765

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount Recorded

Mortgage

Document Number	505766,
Date	Nov 5, 2019
Instrument	505766

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,879 (+2%) Land $208,346 Building $437,533
2025	$7,687.00 (+5.29%)	$633,215 (+4.04%) Land $204,261 Building $428,954
2023	$7,301.00 (+1.54%)	$608,629 Land $196,330 Building $412,299
2022	$7,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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