12244 Lakeshore Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12244 Lakeshore Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,115 sqft · built 1964
Owner	2 Individual Names on File
Last Sale	$805,000 (Aug 2025)
Tax Bill	$8,859 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-101-29-00`

Property Details

APN / Parcel Number

Primary APN	`394-101-29-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12244 LAKESHORE DR
City	LAKESIDE
State	CA
Zip	92040-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 54 PAR C PER DOC21-0360939 IN TR 000289
Legal Subdivision	EL CAJON VLY COMPANYS LAND
Legal Tract	000289
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16705

Owner

12244 Lakeshore Dr is owned and occupied by two individuals who bought it in August 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK
Feb 6, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Feb 6, 2023 · Amount on File
Deed Document Number	2025214583
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2026
Property Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020
Document Number	0000128171
Instrument Date	Apr 24, 2026
Instrument	2026128171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020

Mortgage

Document Number	0000128171,
Date	May 6, 2026
Instrument	2026128171

Lender

Name	TEXANA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2023
Property Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020
Document Number	0000029654
Map Reference	MAP 289
Instrument Date	Jan 18, 2023
Instrument	2023-0029654
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020

Mortgage

Document Number	0000029655
Date	Feb 6, 2023
Instrument	2023-0029655

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2022
Property Address	12244 LAKESHORE DR, LAKESIDE, CA 92040-3020
Document Number	0000166710
Map Reference	MAP 289
Instrument Date	Apr 7, 2022
Instrument	2022-0166710
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9625 SE SHORELAND DR, BELLEVUE, WA 98004-6512
Mail Care Of	CLAYE CANTWELL AND BARNARDO GARCIA

Tax Assessment & Valuation

The 2025 property tax bill for 12244 Lakeshore Dr was $8,859, up 1.6% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$805,000 (+8.98%) Land $600,000 Building $205,000
2025	$8,859.00 (+1.59%) Homeowner's exemption	$738,682 Land $186,980 Building $551,702
2024	$8,720.00 (+42.37%)
2023	$6,125.00 (+959.69%)	$512,039 Land $129,611 Building $382,428
2022	$578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12244 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12244 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon, Wyyerd Connect.

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