12243 Pointer Hill Ct, Ellicott City, MD 21042 Property Records

Howard County property record for 12243 Pointer Hill Ct, Ellicott City, MD 21042

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,197 sqft · built 1970
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$5,507 (2026)
Flood Zone	Zone X (minimal risk)
APN	`03-286274`

Property Details

APN / Parcel Number

Primary APN	`03-286274`
Alternative APNs	`3286274` `286274`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,197 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	286274
Street Address	12243 POINTER HILL CT
City	ELLICOTT CITY
State	MD
Zip	21042-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 20A BL B S 2 12243 POINTER HILL CT WOODMARK
Legal Subdivision	WOODMARK
Legal Block	B
Legal Lot Number	20 A
Jurisdiction	HOWARD MD
Township / Civil Division	3, WEST FRIENDSHIP
Census Block Group	1
Census Block	1006
Census Tract	603004

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12243 POINTER HILL CT, ELLICOTT CITY, MD 21042-1339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,507.00 (-32.26%) Homeowner's exemption	$627,600 (+9.17%)	$680,300 (-) Land $354,800 Building $325,500
2025	$8,130.00 (+41.96%) Homeowner's exemption	$574,900 (+11.54%)	$680,300 (+30.28%) Land $354,800 Building $325,500
2023		$515,433	$522,200 Land $224,800 Building $297,400
2022	$5,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20