12243 Carter Rd, Minocqua, WI 54548 Property Records

Oneida County property record for 12243 Carter Rd, Minocqua, WI 54548

Property Summary

Property Type	Single Family Home
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Dec 2019)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MI 3105`

Property Details

APN / Parcel Number

Primary APN	`MI 3105`

Exterior

Lot Area	192,971 sqft (4.43 acres)

Location & Zoning

Street Address	12243 CARTER RD
City	MINOCQUA
State	WI
Zip	54548-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 799832/617689 MC KENNA SUB DIV PT LOT 2 1.34CA/1.33SA LOT 1 CSM V23 P4795
Legal Range	05E
Legal Township	39N
Legal Section	20
Legal Subdivision	MC KENNA SUB DIV
Legal Lot Number	1,2
Jurisdiction	ONEIDA WI
Township / Civil Division	MINOCQUA
Census Block Group	2
Census Block	2050
Census Tract	971002

Owner

12243 Carter Rd is owned by two individuals who bought it in December 2019.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2854 BIG BLUESTEM PKWY, FITCHBURG, WI 53711-7694
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK BANK
Dec 9, 2019	Warranty Deed, Transfer NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC
Dec 9, 2019	Warranty Deed, Transfer NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	2019800523
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	12243 CARTER RD, MINOCQUA, WI 54548-9510
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	815978
Date	Jan 25, 2021
Instrument	815978

Lender

Name	OAK BANK
Type	Bank
Address	TREVOR, WI 53179

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 9, 2019
Property Address	12243 CARTER RD, MINOCQUA, WI 54548-9510
Document Number	0000800523
Instrument Date	Nov 19, 2019
Instrument	800523
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Tax	$51.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 9, 2019
Property Address	12243 CARTER RD, MINOCQUA, WI 54548-9510
Document Number	0000800522
Instrument Date	Nov 19, 2019
Instrument	800522
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Tax	$2.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Nov 18, 2019
Property Address	12243 CARTER RD, MINOCQUA, WI 54548-9510
Document Number	0000799832
Map Reference	DOC 788496
Instrument Date	Nov 14, 2019
Instrument	799832
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000799833
Date	Nov 18, 2019
Instrument	799833

Lender

Name	OAK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12243 Carter Rd was $2,785.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Minocqua Town
Secondary School District	Lakeland Union High School District (09 - 12)
Elementary School District	Minocqua Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00	$270,800 Land $207,700 Building $63,100	$481,942 Land $369,643 Building $112,299
2023	$2,696.00	$270,800 Land $207,700 Building $63,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12243 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12243 Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bug Tussel Wireless Fixed Wireless	50 / 8

May also be available: Frontier, SonicNet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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