12242 State Rd CC, Festus, MO 63028 Property Records

Jefferson County property record for 12242 State Rd CC, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,776 sqft · built 2018
Lot Size5.38 acres (234,353 sqft)
Owner2 Individual Names on File
Last Sale$173,720 (Sep 2021)
Tax Bill$3,358 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN186.024.00001012

Property Details

APN / Parcel Number

Primary APN186.024.00001012
Alternative APN
  • 1860240 001012

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,776 sqft
Basement Area1,606 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area234,353 sqft
Lot Dimensions901 ft deep x 98 ft wide
Garage TypeAttached
Garage Area700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12242 STATE ROAD CC
CityFESTUS
StateMO
Zip63028-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionROSEMOND ACRES 1 LOT 1
Legal SubdivisionROSEMOND
Legal Block4
Legal Lot Number1
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group4
Census Block4040
Census Tract701404

Owner

12242 State Rd CC is owned and occupied by two individuals who bought it in September 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
OZARKS FSLA
Jun 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 27, 2020Deed of Trust, Mortgage · Line of Credit
OZARKS FED'L S&L ASSN
Aug 30, 2019Deed of Trust, Mortgage
OZARKS FED'L S&L ASSN
Nov 24, 2017Deed of Trust, Mortgage
OZARKS FED'L S&L ASSN
Feb 10, 2017Warranty Deed, Transfer
HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2021 · Amount on File
Deed SaleSep 13, 2021 · Amount on File
Prior SaleFeb 10, 2017
Deed Document Number202140128
Prior Transfer DateSep 7, 2021
Prior Transfer Doc2021R040128
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateSep 13, 2021
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number2021R040128
Map ReferenceMB 15 PG 18
Instrument DateSep 7, 2021
Instrument2021R-040128
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12242 STATE ROAD CC, FESTUS, MO 63028-3623

Mortgage

Document Number2021R040129
DateSep 13, 2021
Instrument2021R-040129
Lender
NameOZARKS FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateJun 29, 2020
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number0000022746
Instrument DateMay 30, 2020
Instrument22746
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address12242 STATE ROAD CC FESTUS MO 630283623, FESTUS, MO 63028-3623

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number0000003772
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12242 STATE ROAD CC FESTUS MO 630283623, FESTUS, MO 63028-3623

Mortgage

Document Number0000003772
DateJan 31, 2020
Instrument3772
Lender
NameOZARKS FED'L S&L ASSN
AddressFARMINGTON, MO 63640
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 30, 2040
Interest
Rate TypeAdjustable Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number0000026769
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12242 STATE ROAD CC FESTUS MO 630283623, FESTUS, MO 63028-3623

Mortgage

Document Number0000026769
DateSep 5, 2019
Instrument26769
Lender
NameOZARKS FED'L S&L ASSN
AddressFARMINGTON, MO 63640
Agreement
AmountAmount on Record
Term360 Months
DueSep 4, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number0000038154
Instrument DateNov 24, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12242 STATE ROAD CC FESTUS MO 630283623, FESTUS, MO 63028-3623

Mortgage

Document Number0000038154
DateDec 4, 2017
Instrument38154
Lender
NameOZARKS FED'L S&L ASSN
AddressFARMINGTON, MO 63640
Agreement
AmountAmount on Record
Term360 Months
DueDec 3, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateFeb 10, 2017
Property Address12242 STATE ROAD CC, FESTUS, MO 63028-3623
Document Number0000004410
Instrument DateFeb 7, 2017
Instrument4410
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1142 HUBER ST FESTUS MO 630281104, FESTUS, MO 63028-1104

Tax Assessment & Valuation

The 2025 property tax bill for 12242 State Rd CC was $3,358, up 7.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,000 (-) Land $5,900 Building $54,100$316,100 (-) Land $31,200 Building $284,900
2025$3,358.00 (+7.22%)$60,000 Land $5,900 Building $54,100$316,100 (-) Land $31,200 Building $284,900
2024$3,132.00 (+0.06%)$316,100 (+8.55%) Land $31,200 Building $284,900
2023$3,130.00$55,300 Land $5,900 Building $49,400$291,200 Land $31,200 Building $260,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12242 State Rd CC in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12242 State Rd CC is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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