12240 Valhalla Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12240 Valhalla Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,084 sqft · built 1982
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Jul 2023)
Tax Bill	$13,745 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`394-370-53-00`

Property Details

APN / Parcel Number

Primary APN	`394-370-53-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	3,084 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	29,185 sqft (0.67 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12240 VALHALLA DR
City	LAKESIDE
State	CA
Zip	92040-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 PAR PER ROS 14250 IN TR 000751
Legal Subdivision	LAKESIDE HEIGHTS
Legal Tract	000751
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jul 26, 2023	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	2023199155
Prior Transfer Date	Sep 24, 1996
Prior Transfer Doc	0000511737
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2026
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Document Number	0000149150
Instrument Date	May 19, 2026
Instrument	2026149150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933

Mortgage

Document Number	0000149150,
Date	May 26, 2026
Instrument	2026149150

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2026
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Document Number	0000135221
Instrument Date	May 6, 2026
Instrument	2026135221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933

Mortgage

Document Number	0000135221,
Date	May 12, 2026
Instrument	2026135221

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2023
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Document Number	0000199155
Map Reference	MAP 751
Instrument Date	Jul 26, 2023
Instrument	2023-0199155
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933

Mortgage

Document Number	0000199156
Date	Jul 26, 2023
Instrument	2023-0199156

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031444
Date	Jan 25, 2018
Instrument	2018-0031444

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933

Mortgage

Document Number	0000794015
Date	Dec 10, 2020
Instrument	2020-0794015

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	12240 VALHALLA DR, LAKESIDE, CA 92040-4933
Document Number	0000094457
Instrument Date	Feb 23, 2018
Instrument	94457
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12240 VALHALLA DR LAKESIDE CA 920404933, LAKESIDE, CA 92040-4933

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,165,248 (+2%) Land $717,876 Building $447,372
2025	$13,745.00 (+1.57%)	$1,142,400 (+91.13%) Land $703,800 Building $438,600
2024	$13,532.00 (+90.91%)
2023	$7,088.00 (+1.56%) Homeowner's exemption	$597,712 Land $207,126 Building $390,586
2022	$6,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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