1224 Windsor St, Independence, MO 64055 Property Records

Jackson County property record for 1224 Windsor St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1940
Lot Size	0.581 acres (25,305 sqft)
Owner	Individual Name on Record
Last Sale	$250,900 (Nov 2025)
Tax Bill	$1,408 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-440-04-14`

Property Details

APN / Parcel Number

Primary APN	`26-440-04-14`
Alternative APNs	`26-440-04-25-00-0-00-000` `26440041400000001` `780374`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,022 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,022 sqft
Basement Area	234 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,305 sqft (0.581 acres)
Lot Dimensions	124 ft deep x 200 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	165 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	780374
Street Address	1224 WINDSOR ST
City	INDEPENDENCE
State	MO
Zip	64055-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBBINS AND PARRISHS ADDITION REPLAT, 13A, AND 18A LOT 13A
Legal Subdivision	ROBBINS & PARRISHS ADD
Legal Block	1
Legal Lot Number	13A
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1010
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1224 WINDSOR ST, INDEPENDENCE, MO 64055-1152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EQUITY BANK
Nov 14, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY BANK
Nov 14, 2017	Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Apr 23, 2025
Deed Document Number	202585154
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1224 WINDSOR ST, INDEPENDENCE, MO 64055-1152
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 SW HICKORY LN, BLUE SPRINGS, MO 64015-4519

Mortgage

Document Number	00E0085655
Date	Nov 17, 2025
Instrument	2025E0085655

Lender

Name	EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	12.7%

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 14, 2025
Property Address	1224 WINDSOR ST, INDEPENDENCE, MO 64055-1152
Document Number	00E0085154
Instrument Date	Nov 12, 2025
Instrument	2025E0085154
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 WINDSOR ST, INDEPENDENCE, MO 64055-1152

Mortgage

Document Number	00E0094532
Date	Nov 14, 2025
Instrument	2025E0094532

Lender

Name	EQUITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	12.7%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 14, 2017
Property Address	1224 WINDSOR ST, INDEPENDENCE, MO 64055-1152
Document Number	000E103074
Instrument Date	Oct 31, 2017
Instrument	103074E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 S SUNNYNOOK SCHOOL RD BUCKNER MO 640168287, BUCKNER, MO 64016-8287

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,621 (-9.4%) Land $3,011 Building $12,610	$82,217 (-9.4%)
2025		$17,242 (+14.98%) Land $4,632 Building $12,610	$90,750 (+14.99%)
2024	$1,408.00 (+2.33%)
2023	$1,376.00	$14,995 Land $1,368 Building $13,627	$78,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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