1224 Winding Path Rd, Clover, SC 29710 Property Records

York County property record for 1224 Winding Path Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,460 sqft · built 2001
Lot Size	0.122 acres (5,298 sqft)
Owner	Individual Name on Record
Last Sale	$199,995 (Apr 2019)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`562-02-01-100`

Property Details

APN / Parcel Number

Primary APN	`562-02-01-100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,460 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	780 sqft
2nd Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	5,298 sqft (0.122 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	261 sqft

Location & Zoning

Street Address	1224 WINDING PATH RD
City	CLOVER
State	SC
Zip	29710-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LOT 34 FOREST OAKS PHSE 2 MAP2
Legal Subdivision	FOREST OAKS
Legal Lot Number	34
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2000
Census Tract	61710

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1224 WINDING PATH RD, CLOVER, SC 29710-7781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Apr 11, 2019	Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Nov 5, 2001 · Amount on Record
Deed Document Number	201913859
Deed Book / Page	17491 / 80
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1224 WINDING PATH RD, CLOVER, SC 29710-7781
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1721700029
Date	Oct 4, 2018
Book Page	17217/029
Instrument	2018043045

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 11, 2019
Property Address	1224 WINDING PATH RD, CLOVER, SC 29710-7781
Document Number	1749100080
Book / Page	17491 / 080
Map Reference	PL B-304 PG 4
Instrument Date	Apr 11, 2019
Instrument	2019013859
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	AMERICAN HOME TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 WINDING PATH RD, CLOVER, SC 29710-7781

Mortgage

Document Number	2019013860
Date	Apr 11, 2019
Instrument	2019013860

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (+8.78%)	$8,963 (+15.04%) Land $2,125 Building $6,838	$274,100 (+40.73%) Land $65,000 Building $209,100
2023	$1,128.00	$7,791 Land $2,000 Building $5,791	$194,777 Land $50,000 Building $144,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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