1224 Sweeping Oaks Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1224 Sweeping Oaks Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,591 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on Record
Last Sale$291,000 (May 2019)
Tax Bill$4,353 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNT021100036

Property Details

APN / Parcel Number

Primary APNT021100036
Alternative APN
  • 3-0036-8858-00-0123.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,591 sqft Living Area
Gross Area3,732 sqft
1st Floor Area1,685 sqft
Basement Area1,667 sqft
Finished Basement906 sqft
Unfinished Basement761 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area66 sqft
Deck AreaDeck Area
Patio Area412 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT021100036
Street Address1224 SWEEPING OAKS DR
CitySAINT CHARLES
StateMO
Zip63304-5080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDDINGTON OAKS #6 LOT 123
Legal SubdivisionREDDINGTON OAKS #6
Legal Lot Number123
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group3
Census Block3000
Census Tract311150

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 18, 2022Beneficiary Deed, Transfer
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleNov 7, 2017
Deed Document Number2019255430
Deed Book / Page7080 / 573
Last Transfer DateMay 10, 2022
Transfer Doc0000028277
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080

Mortgage

Document Number0000071145
DateSep 24, 2020
Instrument2020R-071145
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

May 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMay 18, 2022
Property Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080
Document Number0000028277
Map ReferenceMB 38 PG 171-172
Instrument DateMay 10, 2022
Instrument2022R-028277
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1224 SWEEPING OAKS DR, 1224, SAINT CHARLES, MO 63304-5080

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address478 KREISEL DR, RAYMORE, MO 64083-9685

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 29, 2019
Property Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080
Document Number0000255430
Book / Page7080 / 0573
Map ReferenceMB 38 PG 171&172
Instrument DateMay 23, 2019
Instrument20190529000255430
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080

Mortgage

Document Number0000255440
DateMay 29, 2019
Instrument20190529000255440
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,426 (-)$386,453 (-) Land $70,000 Building $316,453
2025$4,353.00 (+31.27%)$73,426 (+15.34%)$386,453 (+15.34%) Land $70,000 Building $316,453
2023$63,660 (+23.47%)
2022$3,316.00$51,559$335,055 (+23.47%) Land $55,000 Building $280,055
2021$271,361 Land $45,000 Building $226,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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