1224 Summit Dr, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 1224 Summit Dr, Lexington, KY 40502

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,344 sqft · built 1931
Lot Size0.371 acres (16,152 sqft)
Owner2 Individual Names on File
Tax Bill$9,693 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Feb 2018 Mortgage
APN16590400

Property Details

APN / Parcel Number

Primary APN16590400

Interior

Full Baths3 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,344 sqft Living Area
Basement Area1,055 sqft
Finished Basement527 sqft
Unfinished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialBrick
Lot Area16,152 sqft (0.371 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1224 SUMMIT DR
CityLEXINGTON
StateKY
Zip40502-2273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionLOT 12 13; BOOK: 2334 PAGE: 100
Legal BlockE
Legal Lot Number12-13
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group1
Census Block1013
Census Tract2400

Owner

1224 Summit Dr is owned and occupied by two individuals.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1224 SUMMIT DR, LEXINGTON, KY 40502-2273
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2018Deed of Trust, Mortgage
REPUBLIC BK & TR CO
Feb 23, 2018Deed of Trust, Mortgage
REPUBLIC BK & TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address1224 SUMMIT DR, LEXINGTON, KY 40502-2273
Transaction TypeMortgage
Record UpdatedMar 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9042/694
DateFeb 23, 2018
Book Page9042/694
Lender
NameREPUBLIC BK & TR CO
Agreement
AmountAmount on Record

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address1224 SUMMIT DR, LEXINGTON, KY 40502-2273
Transaction TypeMortgage
Record UpdatedMar 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9042/709
DateFeb 23, 2018
Book Page9042/709
Lender
NameREPUBLIC BK & TR CO
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1224 Summit Dr was $9,693, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,693.00 (+1.88%)$769,400 (-)$769,400 (-)
2025$9,514.00$769,400$769,400
2023$7,924.00$640,800$640,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1224 Summit Dr; there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1992–2010)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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