1224 State Hwy A, Chaffee, MO 63740 Property Records

Scott County property record for 1224 State Hwy A, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 2015
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,570 (May 2022)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-7.0-35.00-000-000-008.80`

Property Details

APN / Parcel Number

Primary APN	`04-7.0-35.00-000-000-008.80`

Interior

Building Area	2,053 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1224 STATE HIGHWAY A
City	CHAFFEE
State	MO
Zip	63740-7162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 SW1/4
Legal Range	13E
Legal Township	29N
Legal Section	35
Jurisdiction	SCOTT MO
Township / Civil Division	MORELAND
Census Block Group	2
Census Block	2091
Census Tract	781100

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
May 25, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage COMMERCE BANK
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Deed Document Number	20222701
Deed Book / Page	2022 / 2701
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	02022/2701
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Recording Date	Apr 27, 2026
Property Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162
Document Number	0000001763
Book / Page	2026 / 1763
Instrument Date	Apr 21, 2026
Instrument	20261763
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162

Mortgage

Document Number	0000001763,
Date	Apr 27, 2026
Book Page	2026/1763
Instrument	20261763

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2036

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MO
Recording Date	May 25, 2022
Property Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162
Document Number	02022/2701
Book / Page	2022 / 2701
Instrument Date	May 18, 2022
Instrument	20222701
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 STATE HIGHWAY A, 1224, CHAFFEE, MO 63740-7162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162

Mortgage

Document Number	0020222702
Date	May 25, 2022
Instrument	20222702

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	May 18, 2028

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 STATE HIGHWAY A, CHAFFEE, MO 63740-7162

Mortgage

Document Number	2021/714
Date	Feb 12, 2021
Book Page	2021/714
Instrument	20210714

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Elementary School District	Kelso C-7 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,170 (-)
2025	$2,381.00 (+13.22%)	$49,170 (+12.03%)	$260,450 (+11.96%) Land $6,900 Building $253,550
2024	$2,103.00
2023		$43,890	$232,620 Land $6,900 Building $225,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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