1224 Spruce Ave, Chico, CA 95926 Property Records

Butte County property record for 1224 Spruce Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,431 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2026)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-112-008-000`

Property Details

APN / Parcel Number

Primary APN	`003-112-008-000`
Alternative APN	`003-112-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	003-112-008
Street Address	1224 SPRUCE AVE
City	CHICO
State	CA
Zip	95926-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1224 SPRUCE AVE
Legal Subdivision	CHICO VECINO
Legal Block	28
Legal Lot Number	9,10
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2013
Census Tract	700

Owner

Source: Butte County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 SPRUCE AVE, CHICO, CA 95926-3476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer · Conventional Mortgage C2 FINANCIAL
May 1, 2026	Grant Deed, Transfer · Conventional Mortgage RIO VALLEY TITLE, MID VALLEY TITLE
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Document Number	202620238
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	0000012391
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 21, 2026
Property Address	1224 SPRUCE AVE, CHICO, CA 95926-3476
Document Number	0000020238
Instrument Date	Jul 17, 2026
Instrument	202620238
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,772.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 SPRUCE AVE, CHICO, CA 95926-3476

Mortgage

Document Number	0000020239,
Date	Jul 21, 2026
Instrument	202620239

Lender

Name	C2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 1, 2026
Property Address	1224 SPRUCE AVE, CHICO, CA 95926-3476
Document Number	0000012657
Instrument Date	Apr 30, 2026
Instrument	202612657
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1224 SPRUCE AVE, CHICO, CA 95926-3476

Mortgage

Document Number	0000012658,
Date	May 1, 2026
Instrument	202612658

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1224 SPRUCE AVE, CHICO, CA 95926-3476
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 SPRUCE AVE, CHICO, CA 95926-3476

Mortgage

Document Number	0000031461
Date	Aug 10, 2020
Instrument	2020-0031461

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (+8.09%) Homeowner's exemption	$342,725 (+4.04%) Land $145,071 Building $197,654
2024			$429,390
2023	$3,597.00 (+1.67%) Homeowner's exemption	$329,419 Land $139,439 Building $189,980
2022	$3,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, unWired Broadband.

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