1224 Seneca Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 1224 Seneca Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,510 sqft · built 2006
Lot Size	0.735 acres (32,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,362 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Second Mortgage + 1 more
APN	`15-1600002012`

Property Details

APN / Parcel Number

Primary APN	`15-1600002012`
Alternative APN	`1600002012`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,020 sqft (0.735 acres)
Lot Dimensions	330 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	1600002012
Street Address	1224 SENECA RD
City	MIDDLE RIVER
State	MD
Zip	21220-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR3.5
Legal Description	.7351 AC
Legal Subdivision	NEW SEC ROAD
Legal Block	2
Legal Lot Number	189
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2016
Census Tract	451802

Owner

Source: Baltimore County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 SENECA RD, MIDDLE RIVER, MD 21220-4034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2005
Deed Sale	Feb 3, 2005
Deed Document Number	2005305711
Deed Book / Page	21374 / 257
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Sep 18, 2026
Property Address	1224 SENECA RD, MIDDLE RIVER, MD 21220-4034
Document Number	5175000187
Book / Page	51753 / 187
Instrument Date	Aug 29, 2026
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1224 SENECA RD, MIDDLE RIVER, MD 21220-4034

Mortgage

Document Number	5175000187,
Date	Sep 18, 2026
Book Page	51753/187

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1224 SENECA RD, BALTIMORE, MD 21220-4034
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0485450032
Date	Nov 14, 2023
Book Page	48545/32

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1224 SENECA RD, BALTIMORE, MD 21220-4034
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0462890303
Date	Jan 27, 2022
Book Page	46289/303

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,067 (+12.77%)	$467,100 (+19.16%) Land $150,000 Building $317,100
2024	$6,362.00 (+104.5%)
2023	$3,111.00 Homeowner's exemption	$392,000 Land $127,000 Building $265,000	$392,000 Land $127,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 234 policies
Nearby Flood Policies	234 in force
Nearby Flood Claims	351 (1979–2024)
Claims Outside the SFHA	53 of 351
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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