1224 S Holmes, Cushing, OK 74023 Property Records

Payne County property record for 1224 S Holmes, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,300 sqft · built 1972
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$253,000 (Nov 2013)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17N05E-11-4-00000-000-0759`

Property Details

APN / Parcel Number

Primary APN	`17N05E-11-4-00000-000-0759`
Alternative APNs	`600007726` `7726`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
1st Floor Area	3,300 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	286 ft deep x 825 ft wide
Garage Type	Mixed
Garage Area	672 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	348 sqft
Deck Area	96 sqft
Patio Area	6,993 sqft
Shed	1 Shed
Shed Area	528 sqft
Canopy	348 sqft
Lean-To	144 sqft
Utility Building	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7726
Street Address	1224 S HOLMES
City	CUSHING
State	OK
Zip	74023-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-17N-05E D-759 (5ACM/L) BEG 1355.2'E & 1039.58'S NW/C NW/4; S-292 .06' W-825.82' N-280.74' E-842.86' POB
Legal Range	05E
Legal Township	17N
Legal Section	11
Legal Subdivision	17N-05E
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1004
Census Tract	11302

Owner

1224 S Holmes is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: Payne County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1224 S HOLMES, CUSHING, OK 74023-6412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Deed Document Number	2013173448
Deed Book / Page	2143 / 601
Last Transfer Date	Apr 26, 2024
Transfer Doc	0000003679
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Sep 4, 2026
Property Address	1224 S HOLMES, CUSHING, OK 74023-6412
Document Number	0000010120
Book / Page	2965 / 347
Instrument Date	Jul 3, 2026
Instrument	202610120
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 S HOLMES, CUSHING, OK 74023-6412

Mortgage

Document Number	0000010120,
Date	Sep 4, 2026
Book Page	2965/347
Instrument	202610120

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2046

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1224 S HOLMES, CUSHING, OK 74023-6412
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026930942
Date	Apr 28, 2022
Book Page	2693/942
Instrument	I-2022-004767

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1224 S HOLMES, CUSHING, OK 74023-6412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026050837
Date	Jan 4, 2021
Book Page	2605/837
Instrument	2021-000010

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Feb 26, 2021
Property Address	1224 S HOLMES, CUSHING, OK 74023-6412
Document Number	0026140934
Book / Page	2614 / 934
Instrument Date	Aug 8, 2017
Instrument	2021-002424
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1224 S HOLMES, CUSHING, OK 74023-6412

Tax Assessment & Valuation

The 2025 property tax bill for 1224 S Holmes was $3,232 with a homeowner's exemption, up 7.9% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,561 (+6.09%) Land $5,920 Building $32,641	$338,263 Land $51,935 Building $286,328
2025	$3,232.00 (+7.88%) Homeowner's exemption	$36,348 (-) Land $3,707 Building $32,641
2024	$2,996.00 (+3.6%) Homeowner's exemption	$36,348 (+3%) Land $3,707 Building $32,641	$392,110 (+15.34%) Land $40,000 Building $352,110
2023	$2,892.00 (+3.03%) Homeowner's exemption	$35,289 (+4.01%) Land $3,995 Building $31,294	$339,950 (+10.06%) Land $38,490 Building $301,460
2022	$2,807.00 Homeowner's exemption	$33,930 Land $4,085 Building $29,845	$308,890 Land $37,190 Building $271,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1224 S Holmes in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 S Holmes is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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