1224 S Delaware Ave, Independence, MO 64055 Property Records

Jackson County property record for 1224 S Delaware Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 925 sqft · built 1959
Lot Size	0.14 acres (6,083 sqft)
Owner	Individual Name on File
Last Sale	$161,160 (Jul 2026)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-440-02-08`

Property Details

APN / Parcel Number

Primary APN	`26-440-02-08`
Alternative APNs	`26-440-02-08-00-0-00-000` `26440020800000001` `780320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,083 sqft (0.14 acres)
Lot Dimensions	83 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Deck Area	36 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	780320
Street Address	1224 S DELAWARE AVE
City	INDEPENDENCE
State	MO
Zip	64055-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURSONS ADD LOTS 6 & 7 (EX N 70)
Legal Subdivision	BURSONS ADD
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1008
Census Tract	12200

Owner

1224 S Delaware Ave is owned and occupied by an individual who bought it in July 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1224 S DELAWARE AVE, INDEPENDENCE, MO 64055-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Feb 17, 2016
Deed Document Number	202649002
Prior Transfer Date	Jul 30, 1997
Prior Transfer Doc	0000000682
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 13, 2026
Property Address	1224 S DELAWARE AVE, INDEPENDENCE, MO 64055-1124
Document Number	0000051944
Instrument Date	Jun 29, 2026
Instrument	202651944
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 S DELAWARE AVE, INDEPENDENCE, MO 64055-1124

Mortgage

Document Number	0000051944,
Date	Jul 13, 2026
Instrument	202651944

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 2, 2026
Property Address	1224 S DELAWARE AVE, INDEPENDENCE, MO 64055-1124
Document Number	0000049002
Instrument Date	Jun 26, 2026
Instrument	202649002
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 S DELAWARE AVE, INDEPENDENCE, MO 64055-1124

Mortgage

Document Number	0000050156,
Date	Jul 2, 2026
Instrument	2026E50156

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1224 S Delaware Ave was $1,292, down 6.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,091 (-) Land $3,507 Building $14,584	$95,220 (-)
2025	$1,292.00 (-6.58%)	$18,091 Land $3,507 Building $14,584	$95,220
2024	$1,383.00 (+2.29%)
2023	$1,352.00	$19,969 Land $1,353 Building $18,616	$105,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1224 S Delaware Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 S Delaware Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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