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1224 Rippey St, El Cajon, CA 92020 Property Records

San Diego County property record for 1224 Rippey St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,674 sqft · built 1979
Lot Size0.441 acres (19,200 sqft)
OwnerTrust Name on File
Last Sale$889,000 (Jan 2020)
Tax Bill$12,957 (2025)
Deeds & MortgagesMar 2021 Transfer
Jan 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN386-590-34-00

Property Details

APN / Parcel Number

Primary APN386-590-34-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,674 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area19,200 sqft (0.441 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1224 RIPPEY ST
CityEL CAJON
StateCA
Zip92020-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionLOT 34 TR 008560
Legal SubdivisionFLETCHER HILLS
Legal Tract008560
Legal Block3
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract16201

Owner

1224 Rippey St is owner-occupied and held in a trust since February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Correction Deed
OLD REPUBLIC TITLE COMPANY
Jan 13, 2021Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 9, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Oct 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jan 15, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 7, 2020Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS
May 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2020 · Amount on File
Deed SaleJan 7, 2020 · Amount on File
Prior SaleNov 5, 2013 · Amount on File
Deed Document Number20206627
Last Transfer DateFeb 26, 2021
Transfer Doc0000165869
Record UpdatedOct 29, 2026

March 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2021
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000165869
Map ReferenceMAP 8560
Instrument DateFeb 26, 2021
Instrument2021-0165869
Record UpdatedJun 7, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1224 RLPPEY STREET, EL CAJON, CA 92020-1742

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 RIPPEY ST, EL CAJON, CA 92020-1742

Mortgage

Document Number0000026885
DateJan 13, 2021
Instrument2021-0026885
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 9, 2020
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000612921
Instrument DateOct 5, 2020
Instrument612921
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1224 RIPPEY ST EL CAJON CA 920201742, EL CAJON, CA 92020-1742

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 9, 2020
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000612919
Map ReferenceMAP 8560
Instrument DateOct 5, 2020
Instrument2020-0612919
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1224 RIPPEY ST, EL CAJON, CA 92020-1742

Mortgage

Document Number0000612920
DateOct 9, 2020
Instrument2020-0612920
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 15, 2020
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000021687
Instrument DateJan 9, 2020
Instrument21687
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1224 RIPPEY ST EL CAJON CA 920201742, EL CAJON, CA 92020-1742

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 7, 2020
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000006627
Instrument DateDec 3, 2019
Instrument6627
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$977.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1224 RIPPEY ST EL CAJON CA 920201742, EL CAJON, CA 92020-1742

Mortgage

Document Number6628
DateJan 7, 2020
Instrument6628
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 6, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2018
Property Address1224 RIPPEY ST, EL CAJON, CA 92020-1742
Document Number0000212913
Instrument DateMay 10, 2017
Instrument212913
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1224 RIPPEY ST EL CAJON CA 920201742, EL CAJON, CA 92020-1742

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Rippey St was $12,957 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$991,690 (+2%) Land $405,224 Building $586,466
2025$12,957.00 Homeowner's exemption$972,246 Land $397,279 Building $574,967
2023$11,912.00 (-4.29%) Homeowner's exemption$934,495 Land $381,853 Building $552,642
2022$12,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1224 Rippey St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Rippey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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