San Diego County property record for 1224 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1981 |
| Lot Size | 0.151 acres (6,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (May 2014) |
| Tax Bill | $5,477 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-362-14-00 |
| Primary APN | 579-362-14-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 6,568 sqft (0.151 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 5790720700 |
|---|---|
| Street Address | 1224 RAMONA AVE |
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 25 LOT 21 ALLEY CLSD ADJ& TR 001317 |
| Legal Subdivision | EAST SAN DIEGO MASONIC LODGE |
| Legal Tract | 001317 |
| Legal Block | 25 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13905 |
1224 Ramona Ave is owned and occupied by two individuals who bought it in May 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC |
| Sep 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2014 · Amount on File |
| Deed Sale | May 19, 2014 · Amount on File |
| Prior Sale | Aug 28, 2008 · Amount on File |
| Deed Document Number | 2014203709 |
| Prior Transfer Date | Jun 13, 1995 |
| Prior Transfer Doc | 0000311164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Document Number | 0000223406 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0223406 |
| Name | RATE RABBIT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000388795 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019-0388795 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1224 RAMONA AVE, SPRING VALLEY, CA 91977-4350 |
| Document Number | 0000798280 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0798280 |
| Name | RATE RABBIT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1224 Ramona Ave was $5,477.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $408,859 (+2%) Land $150,038 Building $258,821 | |
| 2025 | $5,477.00 | $400,844 Land $147,097 Building $253,747 |
| 2023 | $5,100.00 (+1.63%) | $385,281 Land $141,386 Building $243,895 |
| 2022 | $5,018.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1224 Ramona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1224 Ramona Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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