1224 Prospect St, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 1224 Prospect St, Ann Arbor, MI 48104 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,158 sqft · built 1912
Lot Size	0.152 acres (6,621 sqft)
Owner	Company Name on File
Last Sale	$544,000 (Aug 2022)
Tax Bill	$14,638 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-33-234-005`

Property Details

APN / Parcel Number

Primary APN	`09-09-33-234-005`
Alternative APN	`0933234005`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Basement Area	781 sqft
Unfinished Basement	781 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1224 PROSPECT ST
City	ANN ARBOR
State	MI
Zip	48104-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 MILLERS ADDITION
Legal Range	06E
Legal Township	02S
Legal Section	33
Legal Subdivision	MILLERS ADD
Legal Block	234
Legal Lot Number	30
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2004
Census Tract	400500

Owner

Source: Washtenaw County records · APN 09-09-33-234-005

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	180 UNDERDOWN RD, ANN ARBOR, MI 48105-1077
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Apr 03, 1997 · Amount on Record
Deed Document Number	20226659119
Deed Book / Page	5492 / 297
Last Transfer Date	Dec 11, 2024
Transfer Doc	0006741133
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 01, 2022
Property Address	1224 PROSPECT ST, ANN ARBOR, MI 48104-3947
Document Number	0006659119
Book / Page	5492 / 297
Map Reference	LB 1 PG 36
Instrument Date	Jul 28, 2022
Instrument	6659119
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TTL AGCY OF ANN AB

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1224 PROSPECT ST, ANN ARBOR, MI 48104-3947

Mortgage

Document Number	0006659121
Date	Aug 01, 2022
Instrument	6659121

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	1-Year LIBOR
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Washtenaw County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,100	$436,200
2025	$14,638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washtenaw County (26161C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261614005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	12 (1980–2015)
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 939 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.