1224 N Wayne St, Gary, IN 46403 Property Records

Lake County property record for 1224 N Wayne St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,480 sqft · built 1931
Lot Size0.142 acres (6,229 sqft)
Owner2 Individual Names on Record
Tax Bill$3,649 (2024)
Deeds & MortgagesNov 2025 Construction Loan
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-45-0246-0057

Property Details

APN / Parcel Number

Primary APN001-25-45-0246-0057
Alternative APNs
  • 45-05-33-228-023.000-004
  • 254502460057

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1985
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0246-0057
Old Parcel Number254502460057
Street Address1224 N WAYNE ST
CityGARY
StateIN
Zip46403-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SHORE ADD. E. CHICAGO ALL L.53 BL.6 ALL L.54 BL.6
Legal SubdivisionLAKE SHORE ADD
Legal Block6
Legal Lot Number53
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1004
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1224 N WAYNE ST, GARY, IN 46403-1600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Construction Mortgage
AMERICAN COMMUNITY BANK OF INDIANA
Sep 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2008
Deed SaleFeb 13, 2008
Deed Document Number2008 010461
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1224 N WAYNE ST, GARY, IN 46403-1600
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7311 KNICKERBOCKER PKWY, HAMMOND, IN 46323-2603

Mortgage

Document Number0000045276
DateNov 20, 2025
Instrument2025-545276
Lender
NameAMERICAN COMMUNITY BANK OF INDIANA
TypeBank
AddressSAINT JOHN, IN 46373
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 1, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1224 N WAYNE ST, GARY, IN 46403-1600
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063134
DateSep 18, 2019
Instrument2019 063134
Lender
NameREGIONAL FCU
TypeCredit Union
AddressHAMMOND, IN 46323
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueAug 29, 2029

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309,200 (+28.62%) Land $145,800 Building $163,400$309,200 (+28.62%) Land $145,800 Building $163,400
2024$3,649.00 (+39.7%)
2023$240,400 (+48.95%) Land $147,000 Building $93,400$240,400 (+48.95%) Land $147,000 Building $93,400
2022$2,612.00 Homeowner's exemption$161,400 Land $60,400 Building $101,000$161,400 Land $60,400 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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