1224 N B St, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 1224 N B St, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1981
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`087-460-015`

Property Details

APN / Parcel Number

Primary APN	`087-460-015`
Alternative APN	`08746015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	1224 N B ST
City	LOMPOC
State	CA
Zip	93436-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 120 PG 26 LOT 15
Legal Subdivision	LOM 281
Legal Lot Number	15
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	2
Census Block	2021
Census Tract	2802

Owner

Source: Santa Barbara County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 N B ST, LOMPOC, CA 93436-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Gift Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 7, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITY REACH INCORPORTATED
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026
Deed Sale	Jul 1, 2026
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	202622364
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0000019627
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 1, 2026
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Document Number	0000022364
Instrument Date	Jun 18, 2026
Instrument	202622364
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000022365,
Date	Jul 1, 2026
Instrument	202622365

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000035172
Date	Nov 12, 2025
Instrument	2025-0035172

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 7, 2023
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Document Number	0000019627
Map Reference	MB 120 PG 24-26
Instrument Date	Jun 23, 2023
Instrument	2023-0019627
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 7, 2023
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Document Number	0000019626
Map Reference	MB 120 PG 24-26
Instrument Date	May 8, 2023
Instrument	2023-0019626
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000019628
Date	Jul 7, 2023
Instrument	2023-0019628

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000028904
Date	Jun 17, 2022
Instrument	2022-0028904

Lender

Name	EQUITY REACH INCORPORTATED
Type	Non-Lending Institution
Address	SANTA MARIA, CA 93454

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000054876
Date	Jul 29, 2021
Instrument	2021-0054876

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026183
Date	May 29, 2020
Instrument	2020-0026183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1224 N B ST, LOMPOC, CA 93436-3426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 N B ST, LOMPOC, CA 93436-3426

Mortgage

Document Number	0000068614
Date	Nov 24, 2020
Instrument	2020-0068614

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,452 (+2%) Land $166,464 Building $488,988
2025	$7,376.00 (+125.29%)	$642,600 (+117.26%) Land $163,200 Building $479,400
2023	$3,274.00 (+1.33%) Homeowner's exemption Additional exemption filed	$295,773 (+2%) Land $96,577 Building $199,196
2022	$3,231.00 Homeowner's exemption Additional exemption filed	$289,975 Land $94,684 Building $195,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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