1224 Locust St, Chico, CA 95928 Property Records

Butte County property record for 1224 Locust St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,455 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2026)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`005-136-016-000`

Property Details

APN / Parcel Number

Primary APN	`005-136-016-000`
Alternative APN	`005-136-016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,455 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-136-016
Street Address	1224 LOCUST ST
City	CHICO
State	CA
Zip	95928-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PTN LOT 2 OF CHAPMANS ADD LOCUST ST
Legal Subdivision	CHAPMANS ADD
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4014
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1224 LOCUST ST, CHICO, CA 95928-6136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Grant Deed, Transfer RIO VALLEY TITLE, MID VALLEY TITLE
Jun 5, 2026	Grant Deed, Transfer · FHA Mortgage AMERA MORTGAGE CORPORATION
Feb 20, 2026	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Jan 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Feb 20, 2026 · Amount on Record
Deed Document Number	202616140
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0000000848
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 5, 2026
Property Address	1224 LOCUST ST, CHICO, CA 95928-6136
Document Number	0000016141
Instrument Date	Jun 2, 2026
Instrument	202616141
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1224 LOCUST ST, CHICO, CA 95928-6136

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 5, 2026
Property Address	1224 LOCUST ST, CHICO, CA 95928-6136
Document Number	0000016140
Instrument Date	Jun 2, 2026
Instrument	202616140
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1224 LOCUST ST, CHICO, CA 95928-6136

Mortgage

Document Number	0000016142,
Date	Jun 5, 2026
Instrument	202616142

Lender

Name	AMERA MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 20, 2026
Property Address	1224 LOCUST ST, CHICO, CA 95928-6136
Document Number	0000005943
Map Reference	MB 1 PG 38
Instrument Date	Feb 11, 2026
Instrument	2026-0005943
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 CONCORD AVE STE 220, 220, CHICO, CA 95928-9208

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 9, 2020
Property Address	1224 LOCUST ST, CHICO, CA 95928-6136
Document Number	0000000848
Instrument Date	Dec 1, 2019
Instrument	848
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	670 E 5TH ST CHICO CA 959285456, CHICO, CA 95928-5456

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,639 (+2%) Land $106,537 Building $177,102
2025	$3,258.00 (+8.35%)	$278,079 (+4.04%) Land $104,449 Building $173,630
2024			$335,700
2023	$3,007.00 (+1.52%)	$267,283 Land $100,394 Building $166,889
2022	$2,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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