1224 John St, Covington, KY 41016 Property Records

Kenton County property record for 1224 John St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 1886
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Mar 2005)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-162.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-162.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Finished Area
Gross Area	1,173 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,950 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 93 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1224 JOHN ST
City	COVINGTON
State	KY
Zip	41016-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITAKER & HAYMAN LOTS 34-35 & PTS 32 CONES SUB 93X150 IRREG
Legal Subdivision	WHITAKER & HAYMAN
Legal Phase	2
Legal Lot Number	34-35
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2014
Census Tract	63800

Owner

Source: Kenton County records · APN 040-30-00-162.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1224 JOHN ST, COVINGTON, KY 41016-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2005 · Amount on Record
Deed Sale	Mar 07, 2005 · Amount on Record
Deed Document Number	200503 07 059 00255
Deed Book / Page	2522 / 231
Record Updated	Sep 20, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1224 JOHN ST, COVINGTON, KY 41016-1639
Document Number	0000000154
Book / Page	0C6181 / 000120
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 JOHN ST COVINGTON KY 410161639, COVINGTON, KY 41016-1639

Mortgage

Document Number	0000000154
Date	Jun 14, 2017
Book Page	0C6181/000120
Instrument	154

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (-0.53%)	$99,800 (-) Land $5,000 Building $94,800	$99,800 (-) Land $5,000 Building $94,800
2023	$1,329.00	$99,800 Land $5,000 Building $94,800	$99,800 Land $5,000 Building $94,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.