Cattaraugus County and Olean City property record for 1224 Highland Ter, Olean, NY 14760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,702 sqft · built 1964 |
| Lot Size | 0.499 acres (21,750 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $125,000 (Mar 2014) |
| Tax Bill | $5,024 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2018 Transfer |
| APN | 041200 94.042-1-6 |
| Primary APN | 041200 94.042-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 2,702 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 21,750 sqft (0.499 acres) |
| Lot Dimensions | 150 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 372 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026200 |
|---|---|
| Street Address | 1224 HIGHLAND TER |
| City | OLEAN |
| State | NY |
| Zip | 14760-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | (+REAR 10.82X29.60) |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | OLEAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 961500 |
1224 Highland Ter is owned by a company that acquired it in October 2018 and is owner-occupied.
Source: Cattaraugus County and Olean City records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1224 HIGHLAND TER, OLEAN, NY 14760-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HIGH POINT FCU |
| Oct 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on File |
| Deed Sale | Mar 31, 2014 · Amount on File |
| Deed Book / Page | 21414 / 3002 |
| Last Transfer Date | Oct 2, 2018 |
| Transfer Doc | 0304432001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 1224 HIGHLAND TER, OLEAN, NY 14760-1610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014209 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 202514209 |
| Name | HIGH POINT FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Oct 5, 2018 |
| Property Address | 1224 HIGHLAND TER, OLEAN, NY 14760-1610 |
| Document Number | 0304432001 |
| Book / Page | 030443 / 002001 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 W HIGHLAND AVE OLEAN NY 14760, OLEAN, NY 14760 |
The 2026 property tax bill for 1224 Highland Ter was $5,024 with a homeowner's exemption.
Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,024.00 Homeowner's exemption | ||
| 2025 | Homeowner's exemption | $130,000 Land $28,700 Building $101,300 | $183,099 Land $40,423 Building $142,676 |
| 2023 | $130,000 Land $28,700 Building $101,300 | $166,667 Land $36,795 Building $129,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1224 Highland Ter; there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1224 Highland Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLEAN CITY serves 14,500 people · EPA ID NY0400345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures