Hamilton County property record for 1224 Gadd Rd, Hixson, TN 37343
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,620 sqft · built 1961 |
| Lot Size | 0.293 acres (12,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2017) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100P A 013 |
| Primary APN | 100P A 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Total Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 12,775 sqft (0.293 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000028842 |
|---|---|
| Street Address | 1224 GADD RD |
| City | HIXSON |
| State | TN |
| Zip | 37343-5635 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | 1840A 04A 13 LOT 12 GADD ROAD RESUB PB 23 PG 118 |
| Legal Subdivision | GADD ROAD |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10431 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7923 HIXSON SPRINGS RD, SIGNAL MOUNTAIN, TN 37377-1705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROMISEONE BANK |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Jul 13, 1999 · Amount on Record |
| Deed Document Number | 2017082800321 |
| Deed Book / Page | 11139 / 861 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1224 GADD RD, HIXSON, TN 37343-5635 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000225 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 12972/667 |
| Instrument | 2022052600225 |
| Name | PROMISEONE BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 28, 2017 |
| Property Address | 1224 GADD RD, HIXSON, TN 37343-5635 |
| Document Number | 0000000321 |
| Book / Page | 11139 / 861 |
| Map Reference | MB23 PG118 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017082800321 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 836 CREEK DR, CHATTANOOGA, TN 37415-2080 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000322 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017082800322 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,673.00 (+31.01%) | $110,400 (+93.28%) | $276,000 (+93.28%) Land $55,000 Building $221,000 |
| 2024 | $1,277.00 | $57,120 (-) | $142,800 (-) Land $50,000 Building $92,800 |
| 2023 | $1,277.00 | $57,120 (-) | $142,800 (-) Land $50,000 Building $92,800 |
| 2022 | $1,277.00 | $57,120 | $142,800 Land $50,000 Building $92,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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