Lancaster County property record for 1224 Elm Ave, Lancaster, PA 17603
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,038 sqft · built 1930 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,484 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-03158-0-0000 |
| Primary APN | 340-03158-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 504 sqft |
| Upper Floors Area | 534 sqft |
| Basement Area | 504 sqft |
| Game Room | Game Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Shed Area | 18 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1224 ELM AVE |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-4839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | 1224 ELM AVE |
| Legal Lot Number | 18 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13502 |
1224 Elm Ave, a duplex, is owned and occupied by an individual who acquired it in August 2026.
Source: Lancaster County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1224 ELM AVE, LANCASTER, PA 17603-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jan 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MEMBERS 1ST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2026 |
| Transfer Doc | 0000036979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 3, 2026 |
| Property Address | 1224 ELM AVE, LANCASTER, PA 17603-4839 |
| Document Number | 0000036979 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202636979 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | MEMBERS FIRST SETTLEMENT, MEMBERS 1ST SETTLEMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1224 ELM AVE, LANCASTER, PA 17603-4839 |
| Document Number | 0000036980, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202636980 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jan 20, 2021 |
| Property Address | 1224 ELM AVE, LANCASTER, PA 17603-4839 |
| Document Number | 0006575110 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 6575110 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | PRIME TRANSFER INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1224 ELM AVE, LANCASTER, PA 17603-4839 |
| Document Number | 0006575111 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 6575111 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 1224 Elm Ave was $3,484, up 4.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Lancaster Township |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,484.00 (+4.56%) | $113,900 Land $41,400 Building $72,500 | $113,900 Land $41,400 Building $72,500 |
| 2025 | $3,332.00 (+1.46%) | ||
| 2024 | $3,284.00 | $113,900 Land $41,400 Building $72,500 | |
| 2018 | $113,900 Land $41,400 Building $72,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1224 Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 1224 Elm Ave, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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