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1224 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1224 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,751 sqft · built 1981
Lot Size1.05 acres (45,738 sqft)
OwnerCompany Name on Record
Last Sale$1,407,500 (Dec 2024)
Tax Bill$9,970 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APN29-09S-06W-7328-0000-0020

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7328-0000-0020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,751 sqft Heated Area
Gross Area2,302 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2018
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,738 sqft
Lot Width155 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area551 sqft
Deck Area83 sqft
Storage Building154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1224 E GULF BEACH DR
CityEASTPOINT
StateFL
Zip32328-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 1.05 AC DUNES OF ST GEORGE OR 181/118 ORB 185 PAGE 204 707/638 1105/245 1238/326 1257/366 1313/107 1356/290 1408/134
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionDUNES/STGEORGE
Legal Lot Number2 1
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1005
Census Tract970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20001 GULF BLVD UNIT 301, 301, INDIAN SHORES, FL 33785-2442
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Warranty Deed, Transfer · Commercial Mortgage
SOUTHERN FIRST BANK NA
Sep 8, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleFeb 13, 2023 · Amount on Record
Deed Document Number202419006008
Deed Book / Page1408 / 134
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 13, 2023
Property Address1224 E GULF BEACH DR, EASTPOINT, FL 32328-3100
Document Number0019000688
Book / Page1356 / 290
Map ReferenceMB 4 PG 22
Instrument DateFeb 9, 2023
Instrument202319000688
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1050 ACWORTH DUE WEST RD NW, KENNESAW, GA 30152-4006

Transferred To (Grantee/Buyer)

NameVerified Name
Address1085 OLD CLEMSON HWY # 140, 140, SENECA, SC 29672-8028

Mortgage

Document Number0000000292
DateFeb 13, 2023
Instrument1356/292
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 9, 2028

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateSep 8, 2021
Property Address1224 E GULF BEACH DR, EASTPOINT, FL 32328-3100
Document Number0019005688
Book / Page1313 / 107
Map ReferenceMB 4 PG 22
Instrument DateSep 7, 2021
Instrument202119005688
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,127.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 GLENBROOK RD, 1001, LOUISVILLE, KY 40223-2211

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 ACWORTH DUE WEST RD NW, KENNESAW, GA 30152-4006

Mortgage

Document Number0000000109
DateSep 8, 2021
Instrument1313/109
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 17, 2020
Property Address1224 E GULF BEACH DR, EASTPOINT, FL 32328-3100
Document Number0019000240
Book / Page001257 / 000366
Instrument DateJan 9, 2020
Instrument19000240
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2505 ANCHOR WAY LOUISVILLE KY 402231603, LOUISVILLE, KY 40223-1603

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 29, 2019
Property Address1224 E GULF BEACH DR, EASTPOINT, FL 32328-3100
Document Number0019001348
Book / Page001238 / 000326
Instrument DateMar 26, 2019
Instrument19001348
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,885.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2505 ANCHOR WAY LOUISVILLE KY 402231603, LOUISVILLE, KY 40223-1603

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,970.00 (-7.92%)$1,066,668 (-6.9%) Land $350,000 Building $716,668$1,066,668 (-6.9%) Land $350,000 Building $716,668
2024$10,828.00 (+30.66%)$1,145,760 (+34.03%) Land $350,000 Building $795,760$1,145,760 (+34.03%) Land $350,000 Building $795,760
2023$8,287.00 (+8.48%)$854,871 (+13.36%) Land $350,000 Building $504,871$854,871 (+13.36%) Land $350,000 Building $504,871
2022$7,639.00$754,121 Land $280,000 Building $474,121$754,121 Land $280,000 Building $474,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50

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