1224 E Carol St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1224 E Carol St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 814 sqft · built 1960
Lot Size	0.514 acres (22,399 sqft)
Owner	2 Trust Names on Record
Last Sale	$148,000 (May 2020)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	May 2020 Second Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-22-301-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-16-22-301-004-000`
Alternative APN	`15226`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	814 sqft Finished Area
1st Floor Area	814 sqft
Basement Area	814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Gravel
Lot Area	22,399 sqft (0.514 acres)
Lot Dimensions	140 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15226
Street Address	1224 E CAROL ST
City	SIOUX FALLS
State	SD
Zip	57104-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	E 20` LOT 4 & ALL LOTS 5 & 6 BLOCK 1 SIOUX GARDENS SUBD 22-102-49 MAPLETON TO WNSHIP
Legal Range	49
Legal Township	102
Legal Section	22
Legal Subdivision	SIOUX GARDENS SUBD
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	MAPLETON
Census Block Group	1
Census Block	1079
Census Tract	10404

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH DAKOTA HOUSING DEVELOMENT AUTHORIT
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Feb 3, 2020	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT AND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Book / Page	596-D / 261
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1886MTG/132
Date	May 29, 2020
Book Page	1886 MTG/132

Lender

Name	SOUTH DAKOTA HOUSING DEVELOMENT AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 29, 2020
Property Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143
Document Number	596DEED/261
Book / Page	596 DEED / 261
Instrument Date	May 27, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 S GLENDALE AVE, 1115, SIOUX FALLS, SD 57105-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143

Mortgage

Document Number	1886MTG128
Date	May 29, 2020
Instrument	1886 MTG/128

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 3, 2020
Property Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143
Document Number	594DEED/336
Book / Page	594 DEED / 336
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143

Mortgage

Document Number	0018770095
Date	Feb 3, 2020
Instrument	1877 /0095

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 3, 2020
Property Address	1224 E CAROL ST, SIOUX FALLS, SD 57104-6143
Document Number	594DEED/335
Book / Page	594 DEED / 335
Instrument Date	Jan 30, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$62.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 88437, SIOUX FALLS, SD 57109-8437

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Mapleton Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,295 (+7.06%) Land $70,318 Building $109,977	$180,295 Land $70,318 Building $109,977
2025	$1,783.00	$168,400 (+19.6%) Land $57,200 Building $111,200
2024	$1,783.00 (+22.12%)	$140,800 (+16.08%) Land $57,200 Building $83,600
2022	$1,460.00	$121,300 Land $47,500 Building $73,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	74 (1984–2024)
Claims Outside the SFHA	5 of 74
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 14 claims Severe Winter Storm, Snowstorm, And Flooding, Apr 2019 · 12 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, May 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

1224 E Carol St, Sioux Falls, SD 57104 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Carol St

Nearby Streets

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