Chesapeake City property record for 1224 Bell Tower Arch, Chesapeake, VA 23324
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2 ba · 2,210 sqft · built 2002 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jul 2006) |
| Deeds & Mortgages | May 2009 Mortgage Apr 2021 Refinance + 3 more |
| APN | 1530001000110 |
| Primary APN | 1530001000110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Total Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 948 sqft |
| Upper Floors Area | 948 sqft |
| Attic Area | 948 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 159 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 212 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 52 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1224 BELL TOWER ARCH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3174 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R8S: RESIDENTIAL |
| Legal Description | LOT 11 VARSITY ESTATES |
| Legal Subdivision | COUNTRY WDS, VARSITY EST/MANOR SPENCER |
| Legal Lot Number | 11 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20600 |
Source: Chesapeake City records, as of September 21, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2009 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Oct 18, 2012 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Mar 14, 2005 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2006 · Amount on Record |
| Deed Sale | Jul 7, 2006 · Amount on Record |
| Prior Sale | Mar 14, 2005 · Amount on Record |
| Deed Document Number | 0006632380 |
| Deed Book / Page | 6632 / 380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007812/119 |
|---|---|
| Date | May 20, 2009 |
| Book Page | 7812/119 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0010345/95 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 10345/95 |
| Instrument | 210015417 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008852/279 |
|---|---|
| Date | Oct 18, 2012 |
| Book Page | 8852/279 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10345/95 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 10345/95 |
| Instrument | 210015417 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 14, 2005 |
| Property Address | 1224 BELL TOWER ARCH, CHESAPEAKE, VA 23324-3174 |
| Document Number | 005887/841 |
| Book / Page | 5887 / 841 |
| Instrument Date | Feb 22, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005887843 |
|---|---|
| Date | Mar 14, 2005 |
| Instrument | 5887/843 |
| Name | RESOURCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $334,300 Land $90,000 Building $244,300 | $334,300 Land $90,000 Building $244,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 20 (1981–2019) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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