12238 Cherry St, Montgomery, MI 49255 Property Records

Hillsdale County property record for 12238 Cherry St, Montgomery, MI 49255

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2021)
Tax Bill	$2,808 (2021)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-045-001-009`

Property Details

APN / Parcel Number

Primary APN	`14-045-001-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area

Exterior

Exterior Material	Wood Siding
Lot Area	16,335 sqft (0.375 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	12238 CHERRY ST
City	MONTGOMERY
State	MI
Zip	49255-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 56, 57, 58, 59, & S 3.45 FT OF LOT 60 HARTS PLAT OAK GROVE BEACH #1
Legal Lot Number	56,57
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1089
Census Tract	51200

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23343 NAGEL RD, DEFIANCE, OH 43512-9633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	0001811285
Deed Book / Page	1811 / 285
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12238 CHERRY ST, MONTGOMERY, MI 49255-9738
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001757/853
Date	Apr 14, 2020
Book Page	1757/853

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 3, 2021
Property Address	12238 CHERRY ST, MONTGOMERY, MI 49255-9738
Document Number	001811/285
Book / Page	1811 / 285
Map Reference	LB 02 PG 18
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,451.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 NORLICK DR, BRYAN, OH 43506-8963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23343 NAGEL RD, DEFIANCE, OH 43512-9633

Mortgage

Document Number	0001811286
Date	Nov 3, 2021
Instrument	1811/286

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 25, 2018
Property Address	12238 CHERRY ST, MONTGOMERY, MI 49255-9738
Document Number	01688/0280
Book / Page	1688 / 0280
Map Reference	LB3 PG7
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, WATC TITLE COMMITMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13273 COUNTY ROAD J35, MONTPELIER, OH 43543-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	222 NORLICK DR, BRYAN, OH 43506-8963

Mortgage

Document Number	0001688283
Date	Apr 25, 2018
Instrument	1688/283

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$86,200	$171,197 Land $45,525 Building $125,672
2021	$2,808.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, MetaLINK Technologies, Verizon.

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