12237 Wendy Ln, Waldorf, MD 20601 Property Records

Charles County property record for 12237 Wendy Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,104 sqft · built 1988
Lot Size	0.352 acres (15,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$9,334 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-174604`

Property Details

APN / Parcel Number

Primary APN	`06-174604`
Alternative APNs	`6174604` `174604`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,321 sqft (0.352 acres)
Garage Type	Carport
Garage Area	348 sqft
Carport	Carport
Carport Area	348 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	144 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	174604
Street Address	12237 WENDY LN
City	WALDORF
State	MD
Zip	20601-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 19 BLK F SEC 2 MARBELLA SUB
Legal Subdivision	MARBELLA SUB
Legal Block	F
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4000
Census Tract	850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12237 WENDY LN, WALDORF, MD 20601-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 24, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Book / Page	12023 / 490
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	0074440097
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 20, 2021
Property Address	12237 WENDY LN, WALDORF, MD 20601-2725
Document Number	0120230490
Book / Page	12023 / 490
Map Reference	MB 37 FO 25
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	POTOMAC TITLE GROUP SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6265 JACOBS RDG NE, 6265, CRANDALL, IN 47114-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12237 WENDY LN, WALDORF, MD 20601-2725

Mortgage

Document Number	12023496
Date	Aug 20, 2021
Instrument	12023/496

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12237 WENDY LN, WALDORF, MD 20601-2725
Document Number	0108990269
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12237 WENDY LN WALDORF MD 206012725, WALDORF, MD 20601-2725

Mortgage

Document Number	0108990269
Date	Dec 4, 2019
Book Page	010899/000269

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 55203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 24, 2019
Property Address	12237 WENDY LN, WALDORF, MD 20601-2725
Document Number	0105190389
Book / Page	010519 / 000389
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ADVANTAGE SETTLEMENT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12237 WENDY LN WALDORF MD 206012725, WALDORF, MD 20601-2725

Mortgage

Document Number	105190396
Date	Jan 24, 2019
Book Page	010519/000396

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,367 (+5.03%)	$342,000 (-) Land $126,400 Building $215,600
2025	$9,334.00 (+147.45%) Homeowner's exemption	$310,733 (+15.17%)	$342,000 (+15.89%) Land $126,400 Building $215,600
2023	$3,772.00	$269,800	$295,100 Land $126,400 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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