12237 Oak Ramble Dr, Spring Hill, FL 34610 Property Records

Pasco County property record for 12237 Oak Ramble Dr, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,772 sqft · built 2014
Lot Size	0.167 acres (7,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,500 (May 2015)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-18-0060-00000-0070`

Property Details

APN / Parcel Number

Primary APN	`06-25-18-0060-00000-0070`
Alternative APNs	`1825060060000000070` `0911113`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,644 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,290 sqft (0.167 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12237 OAK RAMBLE DR
City	SPRING HILL
State	FL
Zip	34610-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	DEERFIELD LAKES PB 57 PG 087 LOT 7 OR 9194 PG 3120
Legal Range	18E
Legal Township	25S
Legal Section	06
Legal Subdivision	DEERFIELD LAKES
Legal Tract	60
Legal Lot Number	7
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2004
Census Tract	31808

Owner

Source: Pasco County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12237 OAK RAMBLE DR, SPRING HILL, FL 34610-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Document Number	201582925
Deed Book / Page	9194 / 3120
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Apr 20, 2026
Property Address	12237 OAK RAMBLE DR, SPRING HILL, FL 34610-6540
Document Number	0000071944
Book / Page	11404 / 65
Instrument Date	Apr 9, 2026
Instrument	202671944
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12237 OAK RAMBLE DR, SPRING HILL, FL 34610-6540

Mortgage

Document Number	0000071944,
Date	Apr 20, 2026
Book Page	11404/65
Instrument	202671944

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,000 (+2.9%)	$290,676 (-0.44%) Land $73,486 Building $217,190
2025	$2,328.00 (+3.79%) Homeowner's exemption	$162,300 (+6.93%) Land $73,486 Building $88,814	$291,966 (-1.13%) Land $73,486 Building $218,480
2024	$2,243.00 (+4.08%)
2023	$2,155.00 (+11.37%) Additional exemption filed	$151,780 (+3%) Land $56,746 Building $95,034	$295,314 (+18.08%) Land $56,746 Building $238,568
2022	$1,935.00 Homeowner's exemption	$147,360 Land $47,446 Building $99,914	$250,088 Land $47,446 Building $202,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20