12233 Bridgewater Rd, Indianapolis, IN 46256 Property Records

Hamilton County property record for 12233 Bridgewater Rd, Indianapolis, IN 46256

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 5,662 sqft · built 1995
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$10,355 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Mar 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-15-10-003-031.000-020

Property Details

APN / Parcel Number

Primary APN29-15-10-003-031.000-020
Alternative APNs
  • 291510003031000033
  • 1315100003031000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area5,662 sqft Living Area
1st Floor Area2,626 sqft
2nd Floor Area1,324 sqft
AtticAttic
Attic Area412 sqft
Basement Area1,569 sqft
Finished Basement1,300 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions255 ft deep x 100 ft wide
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1315100003031000
Old Parcel Number291510003031000033
Street Address12233 BRIDGEWATER RD
CityINDIANAPOLIS
StateIN
Zip46256-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .50, SECTION 10, TOWNSHIP 17, RANGE 5, BRIDGEWATER, SECTION 1, LOT 31
Legal Range05
Legal Township17
Legal Section10
Legal SubdivisionBRIDGEWATER
Legal Block1
Legal Lot Number31
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group1
Census Block1012
Census Tract110813

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12233 BRIDGEWATER RD, INDIANAPOLIS, IN 46256-9428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Mar 1, 2023Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Jul 10, 2017Deed of Trust, Mortgage · Commercial Mortgage
ELEMENTS FINANCIAL FCU
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 1999
Deed SaleJun 23, 1999
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12233 BRIDGEWATER RD, INDIANAPOLIS, IN 46256-9428
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007169
DateMar 4, 2024
Instrument2024007169
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12233 BRIDGEWATER RD, INDIANAPOLIS, IN 46256-9428
Transaction TypeMortgage
Record UpdatedApr 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006391
DateMar 1, 2023
Instrument2023006391
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12233 BRIDGEWATER RD, INDIANAPOLIS, IN 46256-9428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032523
DateJul 10, 2017
Instrument2017032523
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46207
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueJun 15, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12233 BRIDGEWATER RD, INDIANAPOLIS, IN 46256-9428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054634
DateOct 31, 2019
Instrument2019054634
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935,200 (+6.08%) Land $300,000 Building $635,200$935,200 (+6.08%) Land $300,000 Building $635,200
2024$10,355.00 (+3.1%)$881,600 (+2.85%) Land $300,000 Building $581,600$881,600 (+2.85%) Land $300,000 Building $581,600
2023$10,044.00 (+4.76%) Homeowner's exemption$857,200 (+8.22%) Land $300,000 Building $557,200$857,200 (+8.22%) Land $300,000 Building $557,200
2022$9,588.00 Homeowner's exemption$792,100 Land $300,000 Building $492,100$792,100 Land $300,000 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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