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12232 Ridgedale Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12232 Ridgedale Dr, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,516 sqft · built 2005
Lot Size0.151 acres (6,604 sqft)
OwnerIndividual Name on File
Last Sale$412,000 (Jun 2022)
Tax Bill$5,061 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0040-00000-0320

Property Details

APN / Parcel Number

Primary APN03-25-17-0040-00000-0320
Alternative APN
  • 1207612

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,516 sqft Living Area
Gross Area3,269 sqft
1st Floor Area1,262 sqft
Upper Floors Area1,254 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,604 sqft (0.151 acres)
Garage Area588 sqft
DrivewayDriveway
Driveway Area450 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1207612
Street Address12232 RIDGEDALE DR
CityHUDSON
StateFL
Zip34669-2875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionPINE RIDGE AT SUGAR CREEK PHASE 1 PB 51 PG 41 LOT 32
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionPINE RIDGE
Legal Phase1
Legal Tract40
Legal Lot Number32
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2010
Census Tract31208

Owner

12232 Ridgedale Dr is owned and occupied by an individual who bought it in June 2022.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 26, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 17, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
DOUGLAS ROEDER
Apr 3, 2019Grant Deed, Transfer · Conventional with PMI
DOUGLAS ROEDER
Mar 1, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Sep 25, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleDec 17, 2019 · Amount on File
Deed Document Number2022133361
Deed Book / Page10635 / 1713
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 15, 2022
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0106351713
Book / Page10635 / 1713
Map ReferenceMB 51 PG 41-52
Instrument DateJun 9, 2022
Instrument2022133361
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11862 TREVALLY LOOP APT 102, 11862, TRINITY, FL 34655-0052

Transferred To (Grantee/Buyer)

NameVerified Name
Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875

Mortgage

Document Number0106351715
DateJun 15, 2022
Instrument10635/1715
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103320947
DateApr 26, 2021
Book Page10332/947
Instrument2021084187
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 17, 2019
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0100233196
Book / Page10023 / 3196
Map ReferenceMB 51 PG 41-52
Instrument DateDec 16, 2019
Instrument2019213709
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,659.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2654 W HORIZON RIDGE PKWY # PKWYB5-55, 2654, HENDERSON, NV 89052-2803

Transferred To (Grantee/Buyer)

NameVerified Name
Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875

Mortgage

Document Number100233198
DateDec 17, 2019
Instrument10023/3198
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0099812507
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2654 W HORIZON RIDGE PKWY #B5-5 HENDERSON NV 890522803, B5-5, HENDERSON, NV 89052-2803

Mortgage

Document Number0099812507
DateSep 30, 2019
Book Page009981/002507
Instrument166857
Lender
NameDOUGLAS ROEDER
Address6057 CRATER LAKE DR, ROSEVILLE, CA 95678-1970
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 29, 2034

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateApr 3, 2019
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0098832411
Book / Page009883 / 002411
Instrument DateMar 28, 2019
Instrument55274
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,134.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2654 W HORIZON RIDGE PKWY #B5-5 HENDERSON NV 890522803, B5-5, HENDERSON, NV 89052-2803

Mortgage

Document Number98832433
DateApr 3, 2019
Book Page009883/002433
Instrument55276
Lender
NameDOUGLAS ROEDER
Address6057 CRATER LAKE DR, ROSEVILLE, CA 95678-1970
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueApr 2, 2034

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPASCO FL
Recording DateMar 1, 2019
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0098652861
Book / Page009865 / 002861
Instrument DateJul 2, 2018
Instrument34007
Transaction TypeForeclosure
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$385.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12232 RIDGEDALE DR HUDSON FL 346692875, HUDSON, FL 34669-2875

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateSep 25, 2017
Property Address12232 RIDGEDALE DR, HUDSON, FL 34669-2875
Document Number0096072953
Book / Page009607 / 002953
Instrument DateSep 15, 2017
Instrument149451
Transaction TypeTransfer
Record UpdatedOct 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 FONTANA CIR #103 OVIEDO FL 327655539, 103, OVIEDO, FL 32765-5539

Tax Assessment & Valuation

The 2025 property tax bill for 12232 Ridgedale Dr was $5,061 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,061.00 Homeowner's exemption$329,672 Land $56,690 Building $272,982$329,672 Land $56,690 Building $272,982
2023$5,270.00 (+25.87%) Additional exemption filed$341,292 (+17.54%) Land $43,625 Building $297,667$341,292 (+17.54%) Land $43,625 Building $297,667
2022$4,187.00$290,360 Land $36,345 Building $254,015$290,360 Land $36,345 Building $254,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12232 Ridgedale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12232 Ridgedale Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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