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12232 Franko Cir, Cedar Key, FL 32625 Property Records

Levy County property record for 12232 Franko Cir, Cedar Key, FL 32625

Property Summary

Property TypeMobile Home
Details1 ba · 1,032 sqft · built 1973
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Feb 2024)
Tax Bill$1,981 (2024)
Deeds & MortgagesFeb 2024 Sale
Dec 2021 Transfer
+ 1 more
Flood ZoneZone VE (high risk)
APN0037700700

Property Details

APN / Parcel Number

Primary APN0037700700
Alternative APN
  • 2915130037700700

Interior

Full Baths1 Bath
Building Area1,032 sqft Heated Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1973
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof MaterialMetal
Lot Area23,958 sqft (0.55 acres)
PorchPorch
Porch Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelOther

Location & Zoning

Old Parcel Number2915130037700700
Street Address12232 FRANKO CIR
CityCEDAR KEY
StateFL
Zip32625-4772
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description29-15-13 0000.55 ACRES TRACT IN E1/2 OF NW1/4 OR BOOK 1724 PAGE 750
Legal Range13E
Legal Township15S
Legal Section29
Legal TractE1
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1122
Census Tract970400

Owner

12232 Franko Cir, a mobile home, is owned by a company that bought it in February 2024.

Source: Levy County records, as of January 2, 2026

Owner of RecordCompany Name on File
Mailing Address9 BARNUM CT, BREWSTER, NY 10509-4939
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Warranty Deed, Transfer
UNKNOWN, SUSAN HIRTZEL STEWART TTL CO
Dec 2, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 3, 2018Warranty Deed, Transfer · Conventional Mortgage
CARL W IRWIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2024 · Amount on File
Deed SaleFeb 26, 2024 · Amount on File
Prior SaleDec 2, 2021
Deed Document Number731431
Deed Book / Page1724 / 750
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateFeb 26, 2024
Property Address12232 FRANKO CIR, CEDAR KEY, FL 32625-4772
Document Number0017240750
Book / Page1724 / 750
Instrument DateFeb 22, 2024
Instrument731431
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyUNKNOWN, SUSAN HIRTZEL STEWART TTL CO

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12232 FRANKO CIR, CEDAR KEY, FL 32625-4772

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BARNUM CT, BREWSTER, NY 10509-4939

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEVY FL
Recording DateDec 2, 2021
Property Address12232 FRANKO CIR, CEDAR KEY, FL 32625-4772
Document Number0016140697
Book / Page1614 / 697
Instrument DateDec 2, 2021
Instrument693196
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8091 NW 3O STREET, CHIEFLAND, FL 32626

Transferred To (Grantee/Buyer)

NameVerified Name
Address12232 FRANKO CIR, CEDAR KEY, FL 32625-4772
InvestorPossibly a Property Investor

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateJan 3, 2018
Property Address12232 FRANKO CIR, CEDAR KEY, FL 32625-4772
Document Number0014430159
Book / Page001443 / 000159
Instrument DateDec 22, 2017
Instrument633534
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyLEVY ABSTRACT AND TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8091 NW 30TH ST CHIEFLAND FL 326267334, CHIEFLAND, FL 32626-7334

Mortgage

Document Number14430161
DateJan 3, 2018
Book Page001443/000161
Instrument633535
Lender
NameCARL W IRWIN
Address3 WESTWOOD LN, BELLEAIR, FL 33756-1619
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 2, 2023

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,300 Land $76,800 Building $7,500$84,300 Land $76,800 Building $7,500
2024$1,981.00 (-38.04%)
2023$3,197.00 (+10.66%)$129,417 (+14.31%)$129,417 (+14.31%) Land $76,800 Building $52,617
2022$2,889.00$113,219$113,219 Land $76,800 Building $36,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12232 Franko Cir in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP25 “Cedar Keys”
Unit TypeSystem Unit
DesignatedNov 16, 1990
NFIP EligibilityEligible (built 1973)
built before the Nov 16, 1990 cutoff

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12232 Franko Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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