12232 Cedar Ln, Ashland, VA 23005 Property Records

Hanover County property record for 12232 Cedar Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,890 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$3,135 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7768-58-7480`

Property Details

APN / Parcel Number

Primary APN	`7768-58-7480`
Alternative APN	`10206660`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10206660
Street Address	12232 CEDAR LN
City	ASHLAND
State	VA
Zip	23005-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CEDAR LANE
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1013
Census Tract	320400

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12232 CEDAR LN, ASHLAND, VA 23005-7526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 27, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12232 CEDAR LN, ASHLAND, VA 23005-7526
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031953244
Date	Mar 21, 2018
Book Page	3195/3244
Instrument	20180321000034430

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12232 CEDAR LN, ASHLAND, VA 23005-7526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3167300
Date	Feb 27, 2017
Book Page	3167/300
Instrument	20170227000025470

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,135.00	$387,100 Land $90,300 Building $296,800	$387,100 Land $90,300 Building $296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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