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12231 Lovers Ln, Greenfield, OH 45123 Property Records

Highland County property record for 12231 Lovers Ln, Greenfield, OH 45123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 2003
Lot Size2.24 acres (97,836 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Oct 2013)
Tax Bill$2,078 (2025)
Deeds & MortgagesJun 2009 Mortgage
May 2017 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-03-000-128.00

Property Details

APN / Parcel Number

Primary APN26-03-000-128.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,830 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeWood
Foundation TypeNo Foundation
Lot Area97,836 sqft (2.24 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area150 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12231 LOVERS LN
CityGREENFIELD
StateOH
Zip45123-8412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.2464 ACRES
JurisdictionHIGHLAND OH
Township / Civil DivisionMADISON
Census Block Group1
Census Block1031
Census Tract954400

Owner

Source: Highland County records · APN 26-03-000-128.00

Assessment roll updated April 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2009Deed of Trust, Mortgage
NCB FSB
May 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 02, 2013Survivorship Deed, Transfer · FHA Mortgage
FIFTH THIRD MORTGAGE CO
Jan 07, 2009Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2013 · Amount on Record
Deed SaleOct 02, 2013 · Amount on Record
Prior SaleMar 24, 2004 · Amount on Record
Deed Document Number20135535
Deed Book / Page852 / 115
Prior Transfer DateJan 06, 2009
Prior Transfer Doc721/675
Record UpdatedSep 20, 2026

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLAND OH
Property Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
Transaction TypeMortgage
Record UpdatedApr 21, 2026
Title CompanyTRICO TITLE COMPANY, TRICO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000734/824
DateJun 30, 2009
Book Page734/824
Instrument200900003380
Lender
NameNCB FSB
TypeBank
AddressHILLSBORO, OH 45133
Agreement
AmountAmount Recorded
Term361 Months
DueJul 01, 2039

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLAND OH
Recording DateMay 24, 2017
Property Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
Document Number00950/0776
Book / Page950 / 0776
Map ReferenceDD316 PG662
Instrument DateMay 18, 2017
Instrument201700002406
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3412 PHELPS CT APT 3, 3, ERLANGER, KY 41018-2266

Transferred To (Grantee/Buyer)

NameVerified Name
Address12231 LOVERS LN, GREENFIELD, OH 45123-8412

October 2013: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHIGHLAND OH
Recording DateOct 02, 2013
Property Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
Document Number000852/115
Book / Page852 / 115
Instrument DateSep 30, 2013
Instrument201300005535
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyFIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
InvestorPossibly a Property Investor

Mortgage

Document Number201300005536
DateOct 02, 2013
Instrument201300005536
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2043

January 2009: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLAND OH
Recording DateJan 07, 2009
Property Address12231 LOVERS LN, GREENFIELD, OH 45123-8412
Document Number000721/675
Book / Page721 / 675
Instrument DateJan 06, 2009
Instrument200900000074
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12231 LOVERS LN, GREENFIELD, OH 45123-8412

Tax Assessment & Valuation

Source: Highland County records · Assessment roll updated April 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHighland County
County SubdivisionMadison Township
Unified School DistrictGreenfield Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,078.00 (+9.6%)$63,635 (-0.01%) Land $12,285 Building $51,350$181,800 (-) Land $35,100 Building $146,700
2024$1,896.00 (+4.06%) Homeowner's exemption$63,640 (+28.57%) Land $12,290 Building $51,350$181,800 (+28.57%) Land $35,100 Building $146,700
2023$1,822.00 (-13.49%) Homeowner's exemption$49,500 (-) Land $10,120 Building $39,380
2022$49,500 Land $10,120 Building $39,380
2021$2,106.00$141,400 Land $28,900 Building $112,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highland County (39071C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
The Chillicothe Telephone CoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Cincinnati BellFixed Wireless (licensed-by-rule)100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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