12231 Kingham Ranch Rd, Felton, CA 95018 Property Records

Santa Cruz County property record for 12231 Kingham Ranch Rd, Felton, CA 95018

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2 ba · 1,907 sqft · built 1972
Lot Size3.8 acres (165,746 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Sep 2020)
Tax Bill$10,150 (2025)
Deeds & MortgagesMar 2023 Mortgage
Sep 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN092-011-40

Property Details

APN / Parcel Number

Primary APN092-011-40
Alternative APN
  • 092-011-40-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,907 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area165,746 sqft
Deck Area876 sqft
Patio Area876 sqft

Location & Zoning

Street Address12231 KINGHAM RANCH RD
CityFELTON
StateCA
Zip95018-9097
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2011
Census Tract120600

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Sep 10, 2020Grant Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Aug 23, 2019Grant Deed, Transfer · Conventional Mortgage
ADHI FINANCIAL INC
Aug 23, 2019Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Prior SaleAug 23, 2019 · Amount on Record
Deed Document Number202035415
Prior Transfer DateNov 12, 2013
Prior Transfer Doc0000053585
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097
Transaction TypeMortgage
Record UpdatedMar 29, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097

Mortgage

Document Number0000004607
DateMar 17, 2023
Instrument2023-0004607
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term331 Months
DueOct 1, 2050

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 10, 2020
Property Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097
Document Number0000035415
Instrument DateAug 21, 2020
Instrument2020-0035415
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097

Mortgage

Document Number0000035416
DateSep 10, 2020
Instrument2020-0035416
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 23, 2019
Property Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097
Document Number0000024576
Instrument DateAug 20, 2019
Instrument2019-0024576
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097

Mortgage

Document Number0000024577
DateAug 23, 2019
Instrument2019-0024577
Lender
NameADHI FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateAug 23, 2019
Property Address12231 KINGHAM RANCH RD, FELTON, CA 95018-9097
Document Number0000024575
Instrument DateAug 19, 2019
Instrument24575
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 CARLSON BLVD EL CERRITO CA 945303909, EL CERRITO, CA 94530-3909

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$828,061 (+2%) Land $458,194 Building $369,867
2025$10,150.00 (+6.44%)$811,824 (+4.04%) Land $449,209 Building $362,615
2023$9,536.00 (+534.04%)$780,300 Land $431,766 Building $348,534$756,360
2022$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims12 (1980–2025)
Claims Outside the SFHA5 of 12
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

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