Shelby County property record for 12230 E McGregor Rd, Indianapolis, IN 46259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1951 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,700 (Apr 2026) |
| Tax Bill | $946 (2025) |
| Deeds & Mortgages | May 2011 Mortgage Sep 2006 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-01-14-300-003.000-013 |
| Primary APN | 73-01-14-300-003.000-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Family Room | Family Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00127194848 |
|---|---|
| Street Address | 12230 E MCGREGOR RD |
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46259-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E2 SW PT ESD E2 NW 14 14 5 .50A |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | MORAL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 710200 |
Source: Shelby County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2011 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY LENDING CO |
| Sep 27, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALPHA MORTGAGE AND FINANCIAL SERVICES CO |
| Apr 1, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 27, 2006 | Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE & FINANCIAL SERVICES CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 20261642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011003442 |
|---|---|
| Date | May 19, 2011 |
| Instrument | 2011003442 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006007169 |
|---|---|
| Date | Sep 27, 2006 |
| Instrument | 2006007169 |
| Name | ALPHA MORTGAGE AND FINANCIAL SERVICES CO |
|---|---|
| Type | Non-Lending Institution |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Apr 1, 2026 |
| Property Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Document Number | 0000001642 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261642 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001643, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20261643 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 2026001654, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261654 |
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Jan 4, 2022 |
| Property Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Document Number | 2022000054 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2022000054 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Investor | Possibly a Property Investor |
| Document Number | 2022000055 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000055 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Number | 2022000056 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000056 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46259 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Sep 27, 2006 |
| Property Address | 12230 E MCGREGOR RD, INDIANAPOLIS, IN 46259-1135 |
| Document Number | 2006007167 |
| Instrument Date | Sep 26, 2006 |
| Instrument | 2006007167 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12230 MCGREGOR RD, SHELBYVILLE, IN 46176 |
| Document Number | 2006007168 |
|---|---|
| Date | Sep 27, 2006 |
| Instrument | 2006007168 |
| Name | ALPHA MORTGAGE & FINANCIAL SERVICES CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2036 |
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Moral Township |
| Unified School District | Northwestern Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $946.00 (-21.88%) Homeowner's exemption | $174,300 (-7.78%) Land $19,100 Building $155,200 | $174,300 (-7.78%) Land $19,100 Building $155,200 |
| 2024 | $1,211.00 (+4.58%) | ||
| 2023 | $1,158.00 (+2.48%) | $189,000 (+10.85%) Land $19,100 Building $169,900 | $189,000 (+10.85%) Land $19,100 Building $169,900 |
| 2022 | $1,130.00 | $170,500 Land $16,900 Building $153,600 | $170,500 Land $16,900 Building $153,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1992–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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