Seminole County property record for 1223 Sutton Trl, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,636 sqft · built 2009 |
| Lot Size | 5.35 acres (233,046 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Oct 2026) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-32-3AE-005B-0000 |
| Primary APN | 10-20-32-3AE-005B-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 233,046 sqft (5.35 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 628 sqft |
| Patio Area | 1 sqft |
| Utility Building | 20 sqft |
| Pole Barn | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1223 SUTTON TRL |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 11 TWP 20 S RGE 32 E BEG 3058.88 FT E OF W 1/4 COR RUN N 19 DEG 52 MIN 18 SEC E 430 FT S 70 DEG 7 MIN 42 SEC E 807.18 FT S 128 FT W 905.57 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2 |
| Legal Tract | 3AE |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21201 |
Source: Seminole County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1784 OAK GROVE CHASE DR, ORLANDO, FL 32820-2256 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Jul 6, 2020 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Nov 21, 2017 | Warranty Deed, Transfer · VA Mortgage FIRST HM BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 202698525 |
| Deed Book / Page | 11123 / 610 |
| Prior Transfer Date | Mar 10, 2008 |
| Prior Transfer Doc | 0069521173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 1223 SUTTON TRL, GENEVA, FL 32732-9377 |
| Document Number | 0000098525 |
| Book / Page | 11123 / 610 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202698525 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | LEADING EDGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1784 OAK GROVE CHASE DR, ORLANDO, FL 32820-2256 |
| Document Number | 0000098526, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202698526 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1223 SUTTON TRL, GENEVA, FL 32732-9377 |
| Document Number | 0096630808 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1223 SUTTON TRL GENEVA FL 327329377, GENEVA, FL 32732-9377 |
| Document Number | 0096630808 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 009663/000808 |
| Instrument | 81535 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | WEST MEMPHIS, AR 72301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 1223 SUTTON TRL, GENEVA, FL 32732-9377 |
| Document Number | 0090261947 |
| Book / Page | 009026 / 001947 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 117289 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1223 SUTTON TRL GENEVA FL 327329377, GENEVA, FL 32732-9377 |
| Document Number | 90261949 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 009026/001949 |
| Instrument | 117290 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 (+8.66%) | $256,213 (+5.99%) | $488,881 (+13.79%) Land $139,100 Building $349,781 |
| 2023 | $2,991.00 (+2.71%) Homeowner's exemption | $241,740 (+3%) | $429,634 (+1.92%) Land $101,115 Building $328,519 |
| 2022 | $2,912.00 Homeowner's exemption | $234,699 | $421,544 Land $96,300 Building $325,244 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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