Stephens County property record for 1223 Rosedale St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,221 sqft · built 1958 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $428,500 (Mar 2024) |
| Tax Bill | $4,235 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 122 |
| Primary APN | T26 122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,221 sqft Heated Area |
| Basement Area | 1,116 sqft |
| Finished Basement | 1,116 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.589 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Porch |
| Porch Area | 184 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 606550 |
|---|---|
| Street Address | 1223 ROSEDALE ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | ROSEDALE ST LOT BLK 139 |
| Legal Block | 139 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit OCONEE FEDERAL SAVINGS AND LOAN |
| Mar 11, 2024 | Warranty Deed, Transfer |
| Jan 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Sep 2, 2020 | Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Aug 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 0000013601 |
| Deed Book / Page | 1360 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Number | 0014330000000058 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 0000001433/0000000058 |
| Instrument | 2025003842 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 11, 2024 |
| Property Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Number | 0013600001 |
| Book / Page | 1360 / 1 |
| Instrument Date | Mar 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 7, 2022 |
| Property Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Number | 0012810273 |
| Book / Page | 1281 / 273 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022-000018 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Investor | Possibly a Property Investor |
| Document Number | 0012820000000204 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 0000001282/0000000204 |
| Instrument | 000107 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 2, 2020 |
| Property Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Number | 0012210439 |
| Book / Page | 001221 / 000439 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 ROSEDALE ST TOCCOA GA 305772881, TOCCOA, GA 30577-2881 |
| Document Number | 12210442 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 001221/000442 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 13, 2020 |
| Property Address | 1223 ROSEDALE ST, TOCCOA, GA 30577-2881 |
| Document Number | 0012190350 |
| Book / Page | 001219 / 000350 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 1223 ROSEDALE ST TOCCOA GA 305772881, TOCCOA, GA 30577-2881 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,235.00 (+1.78%) Homeowner's exemption Senior Citizen's exemption | $172,348 (+46.49%) Land $4,486 Building $167,862 | $430,868 (+46.49%) Land $11,214 Building $419,654 |
| 2023 | $4,161.00 (+6.75%) | $117,654 (+6.75%) Land $4,486 Building $113,168 | $294,133 (+6.75%) Land $11,214 Building $282,919 |
| 2022 | $3,898.00 | $110,216 Land $4,486 Building $105,730 | $275,539 Land $11,214 Building $264,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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