1223 Prince St, Dunkirk, MD 20754 Property Records

Calvert County property record for 1223 Prince St, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,040 sqft · built 1971
Lot Size0.517 acres (22,538 sqft)
Owner2 Individual Names on File
Last Sale$377,261 (Oct 2025)
Tax Bill$3,407 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-027481

Property Details

APN / Parcel Number

Primary APN03-027481
Alternative APNs
  • 3027481
  • 027481

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area
Basement Area480 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,538 sqft (0.517 acres)
Pool Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number027481
Street Address1223 PRINCE ST
CityDUNKIRK
StateMD
Zip20754-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 13 BLK F CAVALIER COUNTRY
Legal SubdivisionCAVALIER COUNTRY
Legal BlockF
Legal Lot Number13
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2006
Census Tract860103

Owner

Source: Calvert County records · APN 03-027481

Assessment roll updated July 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1223 PRINCE ST, DUNKIRK, MD 20754-9610
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP
Apr 07, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jul 24, 2017Special Warranty Deed, Transfer · ARM
TOWER FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleJul 24, 2017 · Amount on Record
Deed Document Number2025
Deed Book / Page6794 / 274
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 06, 2025
Property Address1223 PRINCE ST, DUNKIRK, MD 20754-9610
Document Number0067940274
Book / Page6794 / 274
Map ReferenceLB JLB 2 FO 91
Instrument DateSep 19, 2025
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyBAY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$943.15
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1223 PRINCE ST, DUNKIRK, MD 20754-9610

Mortgage

Document Number0006794282
DateOct 06, 2025
Instrument6794/282
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

Mortgage

Document Number0067940306
DateOct 06, 2025
Book Page6794/306
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1223 PRINCE ST, DUNKIRK, MD 20754-9610
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055610479
DateApr 07, 2020
Book Page5561/479
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1223 PRINCE ST, DUNKIRK, MD 20754-9610
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055700254
DateApr 20, 2020
Book Page5570/254
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateJul 24, 2017
Property Address1223 PRINCE ST, DUNKIRK, MD 20754-9610
Document Number0050320497
Book / Page5032 / 497
Map ReferenceLB JLB2 FO91
Instrument DateMay 18, 2017
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyFIRST CLASS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

NameVerified Name
Address2301 SANSBURY DR, CHESAPEAKE BEACH, MD 20732-4636

Mortgage

Document Number0005032501
DateJul 24, 2017
Instrument5032/501
Lender
NameTOWER FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateAug 01, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate7.75%

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,407.00 (+18.05%)$300,700 (+8.23%) Land $142,600 Building $158,100$300,700 (-) Land $142,600 Building $158,100
2023$2,886.00$277,833$300,700 Land $142,600 Building $158,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAVALIER COUNTRY
serves 381 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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