Middlesex County and Ashby Town property record for 1223 Main St, Ashby, MA 01431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,710 sqft · built 1915 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,014 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:006.0 B:0012 L:0000.0 |
| Primary APN | ASHB M:006.0 B:0012 L:0000.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1223 MAIN ST |
|---|---|
| City | ASHBY |
| State | MA |
| Zip | 01431-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 12 |
| Jurisdiction | ASHBY MA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 300100 |
Source: Middlesex County and Ashby Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1223 MAIN ST, ASHBY, MA 01431-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 2, 2026 | Deed of Trust, Mortgage PHH US MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBY MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 1223 MAIN ST, ASHBY, MA 01431-2313 |
| Document Number | 0000107943 |
| Book / Page | 86059 / 505 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026107943 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1223 MAIN ST, ASHBY, MA 01431-2313 |
| Document Number | 0000107943, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 86059/505 |
| Instrument | 2026107943 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBY MA |
| Property Address | 1223 MAIN ST, ASHBY, MA 01431-2313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085287-126 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 85287/126 |
| Instrument | 22392 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2041 |
Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashby Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,014.00 (-2.95%) | $254,700 (-6.22%) Land $63,400 Building $191,300 | $361,259 (+20.84%) |
| 2025 | $4,136.00 (+7.68%) | $271,600 (+9.83%) Land $63,400 Building $208,200 | $298,965 (-2.18%) |
| 2024 | $3,841.00 (-0.49%) | $247,300 (+5.19%) Land $61,000 Building $186,300 | $305,615 |
| 2023 | $3,860.00 | $235,100 Land $56,200 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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