Oneida County and Utica City property record for 1223 Howard Ave, Utica, NY 13501
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1890 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Mar 2025) |
| Tax Bill | $1,138 (2026) |
| Deeds & Mortgages | Mar 2025 Sale Mar 2024 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 318.74-2-80 |
| Primary APN | 301600 318.74-2-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Total Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09.121490 |
|---|---|
| Street Address | 1223 HOWARD AVE |
| City | UTICA |
| State | NY |
| Zip | 13501-4526 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 5-04-08-014 40X125 318.074-0002-080.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 80.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21500 |
1223 Howard Ave, a duplex, is owned by an individual who bought it in March 2025.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 714 RUTGER ST, UTICA, NY 13501-2508 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2025 | Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Mar 11, 2024 | Foreclosure |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on File |
| Deed Sale | Mar 14, 2025 · Amount on File |
| Prior Sale | Mar 11, 2024 · Amount on File |
| Deed Document Number | 20252025-002802 |
| Prior Transfer Date | Feb 28, 2024 |
| Prior Transfer Doc | 0000002705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Mar 14, 2025 |
| Property Address | 1223 HOWARD AVE, UTICA, NY 13501-4526 |
| Document Number | 0000002802 |
| Instrument Date | Mar 6, 2025 |
| Instrument | 2025-002802 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 RUTGER ST, UTICA, NY 13501-2508 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Mar 11, 2024 |
| Property Address | 1223 HOWARD AVE, UTICA, NY 13501-4526 |
| Document Number | 0000002705 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024-002705 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4900 TIEDEMAN RD, BROOKLYN, OH 44144-2338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1223 HOWARD AVE, UTICA, NY 13501-4526 |
| Document Number | 0000007149 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1223 HOWARD AVE UTICA NY 135014526, UTICA, NY 13501-4526 |
| Document Number | 0000007149 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 7149 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1223 Howard Ave was $1,138, up 1.9% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,138.00 (+1.88%) | ||
| 2025 | $1,117.00 | $36,000 Land $4,200 Building $31,800 | $97,300 Land $11,352 Building $85,948 |
| 2023 | $36,000 (-) Land $4,200 Building $31,800 | $83,721 (+11.63%) Land $9,767 Building $73,954 | |
| 2022 | $4,945.00 | $36,000 Land $4,200 Building $31,800 | $75,000 Land $8,750 Building $66,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1223 Howard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1223 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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