Hamilton County property record for 1223 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,088 sqft · built 1960 |
| Lot Size | 0.277 acres (12,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Jul 2024) |
| Tax Bill | $1,399 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P N 007 |
| Primary APN | 127P N 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,074 sqft (0.277 acres) |
| Lot Dimensions | 196 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052238 |
|---|---|
| Street Address | 1223 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 10 BLK 4 J T THOMAS RESUB BLK 4 PB 9 PG 5 |
| Legal Subdivision | THOMAS J T |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1223 Highland Dr is owned and occupied by an individual who bought it in July 2024.
Source: Hamilton County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1223 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Feb 9, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on File |
| Deed Sale | Jul 25, 2024 · Amount on File |
| Prior Sale | Feb 17, 2022 |
| Deed Document Number | 202414 |
| Deed Book / Page | 13658 / 886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 25, 2024 |
| Property Address | 1223 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000014 |
| Book / Page | 13658 / 886 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Jul 22, 2024 |
| Instrument | 2024072500014 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Mail Care Of | UNION HOME MORTGAGE CORP |
| Document Number | 0000000015 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 2024072500015 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2022 |
| Property Address | 1223 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000205 |
| Book / Page | 12850 / 382 |
| Map Reference | MB 9 PG 5 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022021700205 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TENNESSEE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0012850384 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 12850/384 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 9, 2022 |
| Property Address | 1223 HIGHLAND DR, CHATTANOOGA, TN 37405-2317 |
| Document Number | 0000000177 |
| Book / Page | 12840 / 12 |
| Map Reference | MB 9 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2022020900177 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $981.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1223 Highland Dr was $1,399, down 13.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,399.00 (-13.05%) | $92,325 (+28.36%) | $369,300 (+28.36%) Land $225,000 Building $144,300 |
| 2024 | $1,609.00 | $71,925 (-) | $287,700 (-) Land $150,000 Building $137,700 |
| 2023 | $1,609.00 | $71,925 (-) | $287,700 (-) Land $150,000 Building $137,700 |
| 2022 | $1,609.00 | $71,925 | $287,700 Land $150,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1223 Highland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1223 Highland Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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