1223 Frederick St, Hagerstown, MD 21740 Property Records

Washington County property record for 1223 Frederick St, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1955
Lot Size	0.49 acres (21,361 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2023)
Tax Bill	$1,997 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-007062`

Property Details

APN / Parcel Number

Primary APN	`10-007062`
Alternative APN	`007062`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	21,361 sqft (0.49 acres)
Lot Dimensions	521 ft deep x 41 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007062
Street Address	1223 FREDERICK ST
City	HAGERSTOWN
State	MD
Zip	21740-6824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 41X521 1223 FREDERICK ST 1/4 MI N FUNKSTOWN
Legal Lot Number	1223
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	1
Census Block	1015
Census Tract	602

Owner

1223 Frederick St is owned by an individual who bought it in June 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 MADISON AVE, HAGERSTOWN, MD 21740-5345
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jul 24, 2000
Deed Book / Page	7257 / 201
Transfer Doc	0000010788
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 2, 2023
Property Address	1223 FREDERICK ST, HAGERSTOWN, MD 21740-6824
Document Number	0072570201
Book / Page	7257 / 201
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	PREMIER STLMTS & TTL SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12 MADISON AVE, HAGERSTOWN, MD 21740-5345

Mortgage

Document Number	0072570206
Date	Jun 2, 2023
Book Page	7257/206

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1223 Frederick St was $1,997, up 9.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,997.00 (+9.36%)	$192,833 (+9.34%)	$209,300 (-) Land $55,600 Building $153,700
2025	$1,826.00	$176,367	$209,300 Land $55,600 Building $153,700
2023	$1,550.00	$149,133	$159,900 Land $55,600 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1223 Frederick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1223 Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20