1223 E Carpenter Dr, Palatine, IL 60074 Property Records

Cook County property record for 1223 E Carpenter Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,509 sqft · built 1972
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Apr 2022)
Tax Bill	$12,341 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-408-004`

Property Details

APN / Parcel Number

Primary APN	`02-12-408-004`
Alternative APN	`02-12-408-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1223 E CARPENTER DR
City	PALATINE
State	IL
Zip	60074-7226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(VIRGINIA)(LAKE) SUB (UNIT2) A SUB OF PT SH SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE SUB UNIT2
Legal Lot Number	121
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3008
Census Tract	803605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1223 E CARPENTER DR, PALATINE, IL 60074-7226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage REDFIN MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	20222211613015
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0000055007
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 26, 2022
Property Address	1223 E CARPENTER DR, PALATINE, IL 60074-7226
Document Number	0011613015
Instrument Date	Apr 14, 2022
Instrument	2211613015
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 E CARPENTER DR, PALATINE, IL 60074-7226

Mortgage

Document Number	0011613016
Date	Apr 26, 2022
Instrument	2211613016

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1223 E CARPENTER DR, PALATINE, IL 60074-7226
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029428631
Date	Oct 21, 2021
Instrument	2129428631

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 14, 2020
Property Address	1223 E CARPENTER DR, PALATINE, IL 60074-7226
Document Number	2028806081
Instrument Date	Aug 7, 2020
Instrument	28806081
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 E CARPENTER DR PALATINE IL 600747226, PALATINE, IL 60074-7226

Mortgage

Document Number	2028806082
Date	Oct 14, 2020
Instrument	28806082

Lender

Name	REDFIN MTG LLC
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,000 (+22.22%) Land $7,200 Building $47,800	$550,000 (+22.22%) Land $72,000 Building $478,000
2023	$12,341.00 (+3.64%)
2022	$11,908.00 Homeowner's exemption Senior Citizen's exemption	$45,000 Land $6,075 Building $38,925	$450,000 Land $60,750 Building $389,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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