1223 Cedar Ln, Virginia, MN 55792 Property Records

St. Louis County property record for 1223 Cedar Ln, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1979
Lot Size	0.022 acres (960 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jul 2025)
Tax Bill	$2,778 (2026)
Deeds & Mortgages	Oct 2026 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0064-00150`

Property Details

APN / Parcel Number

Primary APN	`090-0064-00150`
Alternative APNs	`1037223` `1185099`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Metal
Construction Type	Frame
Lot Area	960 sqft (0.022 acres)
Garage Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1185099
Street Address	1223 CEDAR LN
City	VIRGINIA
State	MN
Zip	55792-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVING UNIT NO 1223 INCLUDING AN UNDIVIDED 5%INTEREST IN THE COMMON AREAS AND ADJACENTFACILITIES SERIAL #
Legal Subdivision	THE CEDARS
Legal Unit	1223
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3003
Census Tract	13200

Owner

1223 Cedar Ln is owned and occupied by an individual who bought it in July 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1223 CEDAR LN, VIRGINIA, MN 55792-3457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN BK/THE NORTH
Sep 7, 2017	Warranty Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Jan 24, 2013 · Amount on File
Deed Document Number	20251092142
Prior Transfer Date	Feb 2, 2004
Prior Transfer Doc	0000772738
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2026
Property Address	1223 CEDAR LN, VIRGINIA, MN 55792-3457
Document Number	0001106895
Instrument Date	Sep 28, 2026
Instrument	20261106895
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$73,326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 CEDAR LN, VIRGINIA, MN 55792-3457

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1223 CEDAR LN, VIRGINIA, MN 55792-3457
Document Number	00T1026027
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 CEDAR LN VIRGINIA MN 557923457, VIRGINIA, MN 55792-3457

Mortgage

Document Number	00T1026027
Date	Jul 17, 2020
Instrument	T1026027

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 16, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2017
Property Address	1223 CEDAR LN, VIRGINIA, MN 55792-3457
Document Number	000T989468
Instrument Date	Aug 31, 2017
Instrument	T989468
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	UP N TITLE LLC

Transaction

Amount	Amount on Record
Tax	$369.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 CEDAR LN VIRGINIA MN 557923457, VIRGINIA, MN 55792-3457

Tax Assessment & Valuation

The 2026 property tax bill for 1223 Cedar Ln was $2,778, up 20.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,778.00 (+20.47%)
2025	$2,306.00 (+3.97%)	$138,500 (+20.54%) Land $4,800 Building $133,700	$138,500 (+20.54%) Land $4,800 Building $133,700
2024	$2,218.00	$114,900 Land $4,600 Building $110,300	$114,900 Land $4,600 Building $110,300
2022		$92,100 Land $4,600 Building $87,500	$92,100 Land $4,600 Building $87,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1223 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1223 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures