Kenton County property record for 1223 Banklick St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft |
| Lot Size | 0.055 acres (2,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Jan 2019) |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-28-009.00 |
| Primary APN | 054-22-28-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Finished Area |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,380 sqft (0.055 acres) |
| Lot Dimensions | 100 ft deep x 23.8 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1223 BANKLICK ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 244 BAP 1ST 23 3,4X100FT WS BANKLICK ST |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 244 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1223 Banklick St is owned and occupied by an individual who bought it in January 2019.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1223 BANKLICK ST, COVINGTON, KY 41011-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 2, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on File |
| Deed Sale | Jan 2, 2019 · Amount on File |
| Prior Sale | Mar 12, 2002 · Amount on File |
| Deed Document Number | 201901 02 059 00178 |
| Deed Book / Page | 6574 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1223 BANKLICK ST, COVINGTON, KY 41011-3034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900200 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 282/846 |
| Instrument | 21101105900200 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1223 BANKLICK ST, COVINGTON, KY 41011-3034 |
| Document Number | 0000000178 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1223 BANKLICK ST COVINGTON KY 410113034, COVINGTON, KY 41011-3034 |
| Document Number | 0000000178 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 000M16/000338 |
| Instrument | 178 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 2, 2019 |
| Property Address | 1223 BANKLICK ST, COVINGTON, KY 41011-3034 |
| Document Number | 0000000178 |
| Book / Page | 0C6574 / 000084 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 178 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 BANKLICK ST COVINGTON KY 410113034, COVINGTON, KY 41011-3034 |
| Document Number | 179 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 0C6574/000087 |
| Instrument | 179 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 1223 Banklick St was $1,590.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,400 (+28.67%) Land $10,000 Building $144,400 | $154,400 (+28.67%) Land $10,000 Building $144,400 | |
| 2025 | $1,590.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
| 2023 | $1,598.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1223 Banklick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1223 Banklick St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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